Why is the interest rate not the same on all portions of my loan?

When a new loan is agreed on a mortgage account the interest rate offered will depend on the interest rates available at the time of the loan offer, and the conditions relating to that specific loan. This may result in a different interest rate being applied to the new portion of the loan.

It is also possible that during the term of your mortgage you chose to apply different interest rates to different portions of your loan under our split rate facility.

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