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Important Customer Notice

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Fixed Term Account

Know what you’re getting out of it

What you need to know

Choose your term


You can choose the term that suits you best: 12 or 36 months the choice is yours!
 

No surprises


There are no surprises, your interest rate is fixed throughout so you know exactly what interest you will be paid at the end of the Term.

€3,000


Don't forget!
You need a minimum opening balance of €3k.
 

Standard Fixed Rate Account

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Choose the account term that fits with your future plans.

12 or 36 month fixed term account (Euro Account)

Interest rate is fixed for the term and paid at the end of the term

Minimum balance is €3,000

Here's how to apply

Get started online


Get started online today by filling in a quick form. We'll be in touch to open your account!

Over the phone


Give us a call to apply. You’ll get us on the phone 7 days a week from 8am to 11pm

In your Hub


You can make an appointment, or  just pop in and meet the expert team!

Investments Cross Sell

Looking for better returns?

KBC Investments
Interested in switching up your savings game? Considering investing? Our dedicated KBC Investment Specialists can get you on the right track.

Looking for better returns?

Interested in switching up your savings game? Considering investing? Our dedicated KBC Investment Specialists can get you on the right track.
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Need something more on demand? 

Check out our Demand Accounts for instant access anytime, anywhere through your mobile App with a KBC Current Account.

Deposits Useful Links

The Need-to-Knows

This product is open to Republic of Ireland Residents only, or Irish Citizens residing in certain jurisdictions. Please contact us for further information if you are an Irish citizen not resident within the Republic of Ireland.

Read or download the full details of the Terms and Conditions (pdf, 424 KB).

  • Interest is subject to Deposit Interest Retention Tax (DIRT) where applicable. Interest is paid at the end of the term or as specified by the account terms. Interest is calculated on a 360 day basis but paid on 365 day basis.

    The Standard Fixed Rate Deposit Account does not permit any access to funds prior to the maturity date. In exceptional circumstances, KBC Bank Ireland may at its sole discretion and subject to reasonable conditions permit a withdrawal from an account before the maturity date.

    Unless we receive instruction(s) from you on or before the maturity date, the full balance in the account will be reinvested in a similar fixed term product at the prevailing interest rate for that product on that date. If on the maturity date there is no similar fixed term product available, the full balance in the account will be reinvested in our Standard Demand Deposit account earning the then prevailing Standard Demand Deposit Account interest rate.

    If you make a withdrawal from the account before the end of the term, the amount of interest earned will be less than if the deposit had been left intact for the full duration of the term.