KBC Bank Ireland API Data Protection Notice

At KBC your privacy is very important to us. It is one of our fundamental responsibilities as a bank to ensure that we protect the information entrusted to us by you. This notice applies to personal information we collect from you when you use this site.

This Data Protection Notice looks to answer your important questions about the processing of personal information by KBC. Please take some time to read this Data Protection Notice carefully.

In this Data Protection Notice, we use the terms “KBC Bank Ireland”, “KBC” or “we” to refer collectively to KBC Bank Ireland plc, its subsidiaries and KBC Bank NV, Dublin Branch. If we refer to “you” or “your”, we refer to you in your capacity as a data subject for the purpose of applicable data protection legislation.  

This Data Protection Notice is effective as and from 25th February 2019. From time to time we will amend this notice and the most recent version will be available on this website.
 
Cookies
This website uses “cookie” technology to simplify and improve your browsing experience and to better tailor the content of our website and apps to your requirements and preferences. Further information can be found on our Privacy Statement for the KBC Ireland API Developer Portal, please visit:  https://www.kbc.ie/psd2-developer-portal/privacy  
 
Information we may collect from you
We may collect and process the following information from you following your registration with the KBCI API:
  • Your name,
  • Email address,
  • Username for login,
  • Your employer (where relevant),
  • Information relation to your access and use of this website,
  • Information we obtain or learn, such as information about the browser or device you use to access this site, how you use this site and the pages you visit, traffic and location data (IP address),
  • Such other information as you (or your employer) provide to us, or which we collect, in your use of this website from time to time. 
 
How we use your information
KBC will use your information for a number of different purposes including; to provide our services to you, to administer and operate the API website, to monitor your access to the API and your use of the website, to comply with our legal and regulatory obligations, to perform our obligations and exercise our rights under the website Terms of Use, to run technical tests, for information security and fraud prevention practices.
We may share your information with trusted third parties includes other companies within KBC Group and where applicable, regulators, law enforcement agencies and governmental agencies.
 
How long will we retain your information
How long certain information is stored depends on the nature of the information we hold and the purposes for which they are processed. KBC determines appropriate retention periods having regard to any statutory obligations imposed on us by law.
In addition, we will retain your information to comply with legal or regulatory requirements or for our legitimate business purposes.
If the purpose for which the information was obtained has ceased and the personal information is no longer required, the personal information will be deleted or anonymised which means that your personal information is stripped of all possible identifying characteristics. KBC has put in place procedures to ensure that files are regularly purged and that personal information is not retained any longer than is necessary.
 
How we keep your information safe and secure
We use a range of measures to keep your information safe and secure which may include encryption and other forms of security. We require our staff and any third parties who carry out any work on our behalf to comply with appropriate compliance standards.
 
Transferring your information overseas
We sometimes need to share information with organisations which are located or who otherwise undertake processing outside the EEA.
We will however only transfer personal information to a country or territory outside of the EEA if that country provides an adequate level of protection for personal information as set down by the European Commission or where the transfer is made under a legally binding agreement which covers the EU requirements for the transfer of personal information to data processors outside of the EEA such as the model contractual clauses approved by the European Commission, the EU-US Privacy Shield Framework or such other approved mechanism or model approved by the European Commission.
For more information about the European Commission’s decisions on the adequacy of the protection of personal information in countries outside the EEA, please visit: https://ec.europa.eu/info/law/law-topic/data-protection_en
 
Your Rights
The General Data Protection Regulation (GDPR) provides for a number of rights and further information regarding these rights can be found on the KBCI Data Protection Notice: https://www.kbc.ie/data-protection
 
Contact Information
If you have specific queries about this Data Protection Notice or KBC’s approach to privacy, you can also contact our dedicated Data Protection Officer who will ensure that your query is treated in a confidential manner: by sending an email to dataprotectionofficer@kbc.ie or by writing to Data Protection Officer, KBC Bank Ireland plc, Sandwith Street, Dublin 2, D02X489