What is Start2Invest?

We all have dreams we wish to come true, goals we want to reach in the long term so saving money is necessary: It is a buffer that will protect you in case of unexpected expenses. 
  • Start 2 Invest is a monthly investment plan without a fixed term and binding conditions available via your KBC Current Account.
  • No lump sum required to invest: You can start investing from a fixed monthly amount of only €125.
How does it work?
Your money buys you a part of a mutual fund, along with other investors sharing your risk profile.

The ideal time to invest in any mutual fund is when the market is at its lowest, however this is virtually impossible to achieve over time. The next best thing to do is to invest regularly over time meaning that you continue to purchase shares in the fund at times when the market is low. To see how this works in under 30 seconds, why not have a look here?

  • You must be over 18 years old and have a KBC Current Account
  • Minimum investing amount is minimum €125 and maximum €5,000 per month.
  • No restrictions on withdrawal
  • Read important information about Start2Invest
Start your investment journey today!

How to apply to Start2Invest?

Make an appointment
You can book an appointment in one of our Hubs by clicking the button above or contact us by phone on 1800 51 52 53

Historical past returns results

According to the historical past returns achieved by our investment strategy, a recurrent monthly investment of €125 resulted in the following investment totals. Not only did the value of the monthly fixed amount increase, but also the increased value itself generated further increases over the investment period.

KBC - Start2Invest returns chart    

FAQs for Start2Invest

Why should I invest?

If you're already saving but have no plans to use your savings any time soon, your money could be earning a better return if you were to invest it. Start2Invest is an easy introduction to investing that could pay off for you in the future.

Can I invest small amounts?

Yes. You don't need a big lump sum to start investing. With Start2Invest you can start from just €125 per month. You simply set up a standing order from your KBC Current Account for the amount you want to invest each month.

I am too cautious to be an investor

There are different levels of risk you can take with your investment - low, medium and high. One of our KBC Investment Specialists can take you through your options.

Get started with Start2Invest

Each month a fixed amount will be invested towards your preferred investment funds automatically, without further actions or paperwork.

Important information

Terms and conditions

Before undertaking any product, we recommend that you read the Investment Funds Terms & Conditions (pdf, 139 KB) paying particular attention to Part G - Regular Investment Plan (also known as Start2Invest).

The term “fund” refers to a sub-fund or a Bevek under Belgian law, a sub-fund of a Sicav under Luxembourg law or a mutual fund under Belgian law. Performance figures are based on investment returns. The calculation of past performance includes all charges and fees, except taxes and entry charges. The assets of this fund may be used for the purposes of securities lending in order to earn an additional return of the fund. While securities lending increases the level of risk within the fund, it can also provide an opportunity to increase the investment return.

This information is provided by KBC Asset Management NV, Havenlaan 2, 1080 Brussels. It may not be regarded as investment advice or as an investment recommendation. Investment decisions should be based on your risk profile and the prospectus, the key investor information document (KIID) and the most recent periodic reports (for investment funds), or the management rules and financial info sheet (for unit-linked investment-type insurance products). These documents can be obtained free of charge from KBC Bank NV, CBC Banque SA, KBC Insurance NV and KBC Asset Management NV, and can also be retrieved in this application. The information can be changed without notice and offers no guarantee for the future. If the performance of the given financial instruments and financial indices is denominated in a currency other than the euro, the return may end up being higher or lower because of currency fluctuations

Taxation obligations

Investing gives you tax obligations. To find out more about the tax obligations associated with your investment check out our FAQs.

Warning: This fund may be affected by changes in currency rates.

Warning: The value of your investment may go down as well as up.

Warning: Past Performance is not a reliable guide to future performance.

Warning: If you invest in this product you may lose some or all of the money you invest.