Standard Fixed Rate Account

Choose the account term that fits with your future plans.

  • Choose a Term of 1-48 months (Euro Accounts)
  • Choose a Term of 1-12 months (Sterling Accounts)
  • Interest is fixed for your chosen term
  • Minimum balance for Euro product is €3,000
  • Minimum balance for Sterling product is £2,000
  • Interest is paid at the end of the term

New Standard Fixed Rate Account

Field Information
2nd Applicant's Info

With terms ranging from 1 to 48 months, you can look ahead with complete confidence knowing that your money is safe and secure.

Or call our Sales Team on 1800 51 52 53

This product is open to ROI Residents only, or Irish Citizens residing in certain jurisdictions. Please contact us for further information if you are an Irish citizen not resident within the Republic of Ireland.

Terms and Conditions apply

AER means Annual Equivalent Rate and shows what the interest rate would be if the interest was compounded and paid each year (instead of monthly or over any other period).

Interest is subject to Deposit Interest Retention Tax (DIRT) where applicable. Interest is paid at the end of the term or as specified by the account terms. Interest is calculated on a 360 day basis but paid on 365 day basis. Rates effective from 20th July 2020. The Standard Fixed Rate Deposit Account does not permit any access to funds prior to the maturity date. In exceptional circumstances, KBC Bank Ireland may at its sole discretion and subject to reasonable conditions permit a withdrawal from an account before the maturity date.

Read or download the full details of the Terms and Conditions (pdf, 424 KB).

Unless we receive instruction(s) from you on or before the maturity date, the full balance in the account will be reinvested in a similar fixed term product at the prevailing interest rate for that product on that date. If on the maturity date there is no similar fixed term product available, the full balance in the account will be reinvested in our Standard Demand Deposit account earning the then prevailing Standard Demand Deposit Account interest rate.