Fixed Rate Account (with withdrawal)

You can access to up to 25% of your initial deposit amount anytime during the duration of the 12 month term.*

  • 12 month Fixed Term
  • Interest rate is fixed for the term
  • Minimum balance is €3,000
  • Interest is paid at the end of the term

New Fixed Rate Account (with withdrawal)

Field Information
2nd Applicant's Info

*No further withdrawals are permitted.

Or call our Sales Team on 1800 51 52 53

This product is open to ROI Residents only, or Irish Citizens residing in certain jurisdictions. Please contact us for further information if you are an Irish citizen not resident within the Republic of Ireland.

Terms and Conditions Apply

AER means Annual Equivalent Rate and shows what the interest rate would be if the interest was compounded and paid each year (instead of monthly or over any other period).

For Euro Fixed Rate Accounts with withdrawal one withdrawal of up to 25% of your initial deposit is permitted during the 12 month product term. Interest is subject to Deposit Interest Retention Tax (DIRT) where applicable. Interest is paid at the end of the term or as specified in account terms. Interest is calculated on a 360 day basis but paid on 365 day basis. Rates effective from 20th July 2020. The Fixed Rate Deposit Account (with withdrawal facility) does not permit any access to funds prior to the maturity date, other than that already permitted within the account Terms & Conditions. In exceptional circumstances, KBC Bank Ireland may at its sole discretion and subject to reasonable conditions permit a withdrawal from an account before the maturity date in addition to the existing withdrawal facility.

Unless the Bank receives instruction(s) from you on or before the maturity date, the full balance in the account will be reinvested in a similar fixed term product at the prevailing interest rate for that product on that date. If on the maturity date there is no similar fixed term product available, the full balance in the account will be reinvested in our Standard Demand Deposit account earning the then prevailing Standard Demand Deposit Account interest rate.

Read or download the full details of the Terms and Conditions (pdf, 424 KB).