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Moving home can be stressful. Applying for a KBC mortgage isn’t. We’re here every step of the way to help you get into your new home. Call our mortgage team at 1800 51 52 53 (8am to 8pm Monday to Friday and 10am to 2pm on Saturdays).
Did you know we do home insurance too? And if you draw down your mortgage before 31st March 2018 you get 50% off KBC Home Insurance for one year!*
Current Account Mortgage Offer
As an added optional extra on your KBC Current Account we're offering a 0.20% discount on our KBC New Business Mortgage rates for qualifying new First Time Buyer, Mover or Switcher Mortgages. Find out more on our Current Account Discount and view our Discounted Rates.
KBC strongly recommends that, before purchasing any of the above products, you click on the link below to read the Important Information.
Click here for important information
Terms and conditions
*Offer ends 31st March 2018. Excludes Buy to Let properties. 50% Off only applies in the first year. If the KBC Home Insurance policy is cancelled before the first 12 months has expired, KBC reserves the right to request the customer to refund the balance of the premium. KBC Home Insurance products are exclusively underwritten, administered and provided by Zurich Insurance plc, subject to Zurich Insurance underwriting terms and conditions. Zurich Insurance plc is regulated by the Central Bank of Ireland.
** Approval in Principle in Minutes is an indication of the loan amount you may qualify for based on the information you provide to us and is not an official loan offer.
^Source: bonkers.ie November 2017
1Geographical exclusions may apply for the mobile mortgage team.
Lending Criteria, Terms and Conditions Apply. Security and Insurance are required. The maximum mortgage balance is 90% of the property value. Rates from 2.90% (3.05% APRC) fixed or 3.00% (3.06% APRC) variable with the current account offer.
This isn’t an official mortgage offer but it will let you know how much you could borrow so you can start doing the sums.
This mortgage calculator is only applicable for loans in respect of your principle private dwelling and is not applicable for residential investment property loans or top ups. The mortgage calculator allows you to calculate repayments or estimate the likely extent of any loan which may be available to you, please note that such quotation is for illustrative and guidance purposes only, is non-binding and is subject to change. It is not an offer of a loan. No quotation or estimate shall be capable of acceptance unless and until it is contained in a formal letter of offer issued by KBC Bank Ireland and signed by both KBC Bank Ireland and the customer. All letters of offer will be accompanied by the full terms and conditions which will apply to the facility in question. Rates are provided for information purposes only. They do not form part of an advertisement.
The repayment results calculated are based on current offered rates for Mortgages. Fixed rate repayment is applicable for the first year only. After year one, the prevailing new business LTV variable rates apply to the mortgage amount; this rate will be determined by the Loan to Value at initial drawdown. Any repayment estimates provided by the 'What will my repayment be' calculation shall be exclusive of any Tax Relief at Source (TRS) receivable. The rates quoted are effective from 2nd May 2017. The switch and save calculator is for indicative purposes only and the possible saving is based on a monthly saving amount with a variable rate.
LTV refers to Loan to Value. APRC refers to Annual Percentage Rate of Charge.