We’ve got a car loan just for you

Get the guaranteed lowest rate on the market for loans over €10,000 at 6.30%APR^ with a KBC Current Account. Available until September 30th.

See how much you could borrow with the handy loan calculator. Rates based on the KBC Current Account discount offer.
 
Loan Calculator
Close
The minimum loan you can apply for is €5,000. If you would like an amount less than €5,000, please consider our Credit Card or Overdraft.
The maximum loan you can apply for is €50,000
Loan term
60
Monthly repayments
0

The loan calculator results are for illustrative purposes only. Based on a €0 fixed rate loan over 0 months, the monthly repayments would be €0. The rate would be 0% p.a. The Annual Percentage Rate (APRC) would be 0%. The total cost of credit would be €0. The total amount repayable would be €0.

Close
compare
The minimum loan you can apply for is €5,000. If you would like an amount less than €5,000, please consider our Credit Card or Overdraft.
The maximum loan you can apply for is €50,000
Loan term
48
Monthly repayments
0

The loan calculator results are for illustrative purposes only. Based on a €0 fixed rate loan over 0 months, the monthly repayments would be €0. The rate would be 0% p.a. The Annual Percentage Rate (APRC) would be 0%. The total cost of credit would be €0. The total amount repayable would be €0.

Car Loans

2nd Applicant's Info

Whether it’s a bigger car or some wheels of your own,  make it happen with a KBC Personal  Loan.

  • Get the guaranteed lowest rate on the market for loans over €10,000 at 6.30%APR^ with a  KBC Current Account
  • Borrow between €5,000 and €50,000 over 1-5 years^^
  • Flexibility to repay your loan early ^^^
  • No set up charges or arrangement fees

Make An Appointment

How to apply

Our application process is quick and simple:

Simply apply online or;

  • Call us on 1800 51 52 53 or pop into your nearest KBC Hub
  • We’ll chat with you and help you choose the best loan option for you
  • As soon as we get your information and the necessary documents we’ll get back to you quickly with a decision
Here's what you'll need to apply:

If you are Approved in Principle1 and your salary is not paid into a KBC account you will be required to provide documentation as follows

  • Your most recent current account bank statements (last 3 months) for the account to which your salary is paid.
  • One salary slip

If you are a new KBC customer you will also be required to provide ID. Details of acceptable ID will be provided to you in the Approval in Principle confirmation e-mail. From time to time, KBC may ask you for further documents.
 
1Approval in Principle is an indication of the amount you may qualify for based on the information you provide to us and is not an official offer.

Our competitive rates

Take advantage of our competitive fixed rates exclusively for KBC current account customers*
Loan Amount Standard Personal Loan Rate Current Account Discount Rate*
€5,000 -
€9,999
9.56% (9.99% APR) 8.64% (8.99% APR)
€10,000 - €50,000 7.07% (7.30% APR) 6.13% (6.30% APR)


*Exclusive rates only apply if loan is repaid from a KBC Current Account

Forms

Managing your debt

At KBC we're here to help you manage your Personal Loans payments. If you'd like to make a payment on your Personal Loan you can call us on 1850 81 21 66. If you’re concerned about meeting repayments or if you’re experiencing financial difficulties, talk to us. We’re committed to finding a workable solution.

KBC Bank Ireland Arrears Support Unit - 1850 930 235

If your financial situation has changed recently or you are concerned about your finances, you can also contact Money Advice and Budgeting Service (MABS) or visit their helpful website mabs.ie.

MABS Helpline - 0761 07 2000

Terms and conditions

Important Information

Information is correct as at 31st March 2017.

Lending criteria, underwriting, terms & conditions apply. The KBC Personal Loan is subject to repayment capacity, financial status and is not available to persons under 18 years of age. APR means Annual Percentage Rate.

All information, prices and rates are for guidance only and do not form part of a legal contract, agreement or understanding.

^See bonkers.ie for verification. Market refers to the banking market only. Offer rate of 6.30% APR (6.13% Fixed) on loans over €10,000. Max loan amount €50,000. Discount  offer is available with respect to new Personal Loan applications only and is subject to availability. To avail of the optional discounted rate, you must repay the loan from your KBC current account by direct debit. The discounted rate is a discount on the standard personal loan rate which equates to a 1% discount on the Annual Percentage Rate (“APR”), which may vary.

Handy representative example**:
€10,000 fixed rate loan over 5 years (60 months).
Monthly repayments of €193.93.
Rate of interest 6.13% p.a. fixed.
Representative Annual Percentage Rate (APR) 6.30%.
Total cost of credit would be €1,635.98.

Total amount repayable would be €11,635.98.

^^Personal loans for home improvement and certain other purposes will be considered for terms up to 10 years, subject to borrowing amount. For more information about our longer term options please contact us

^^^There is no early repayment charge if the total amount repaid early is less than €10,000. For amounts of €10,000 or more, you will be obliged to pay a charge. The charge will be 1% of the amount repaid early if more than one year of the term of the loan remains. If one year or less of the term remains, the charge will be 0.5% of the amount repaid early.

**This represents a saving of over €265 compared to the equivalent standard KBC Personal Loan. Example is based on the discounted rate and adhering to the terms and conditions.

You may have to pay charges if you pay off your personal loan early. Loan Discount offer is available with respect to new Personal Loan applications only and is subject to availability. To avail of the optional discounted rate, you must repay the loan from your KBC current account by direct debit. If you cease paying your KBC Personal Loan by direct debit from your KBC current account, you will lose the discount. The discounted rate is a discount on the standard personal loan rate which equates to a 1% discount on the Annual Percentage Rate (“APR”), which may vary.

Before being bound by a credit agreement, we are obliged to provide you with a standardised information document called the Standard European Consumer Credit Information (‘SECCI’) form. It is designed to give you the best overview of the key information and terms and conditions of any credit agreement you consider, allowing you to compare the offers of different credit providers and select the credit offer that works best for you. The SECCI contains important details such as: the type of credit, amount and costs of credit, the Annual Percentage Rate (APR), the number and frequency of payments, as well as a note on important legal aspects.