We’ve got a loan just for you

Get one of the lowest rates on the market for loans over €10,000 at 6.30%APR^ with a KBC Current Account. 

See how much you could borrow with the handy loan calculator. Rates based on the KBC Current Account discount offer.
Loan Calculator
The minimum loan you can apply for is €5,000. If you would like an amount less than €5,000, please consider our Credit Card or Overdraft.
The maximum loan you can apply for is €50,000
Loan term
per month on a loan of 0
Representative APRC 0%
Interest Rate 0%
Total cost of credit
Total amount repayable
Fixed rate loan over months
The minimum loan you can apply for is €5,000. If you would like an amount less than €5,000, please consider our Credit Card or Overdraft.
The maximum loan you can apply for is €50,000
Loan term
Monthly repayments

The loan calculator results are for illustrative purposes only. Based on a €0 fixed rate loan over 0 months, the monthly repayments would be € 0. The rate would be 0% p.a. The Annual Percentage Rate (APRC) would be 0%. The total cost of credit would be €0. The total amount repayable would be €0.

New Loan
2nd Applicant's Info


6.30% APR fixed with a KBC Current Account^

Flexibility to repay your loan early**

Quick decision so you're ready for anything***

Borrow €5,000 - €50,000 over 1-10 years****

Getting married? Planning the holiday of a lifetime? A KBC loan can make it a reality with a rate of 6.30%APR^ with a KBC Current Account

Personal Loans

Getting married? Planning the holiday of a lifetime? Refinancing an existing loan? Whatever your plans, a KBC loan can help make them a reality.

Find out more

Home Improvement Loans

Add your personal touch and make your place a bit more YOU with a KBC Home Improvement Loan!

Find out more

Car Loans

Time to upgrade your car? Need a second car for the family? With a KBC Car loan, you can stop dreaming and start driving.

Find out more

Talk to us in a Hub, or over the phone

Why not make an appointment to speak with one of our advisors?

Discounted loan rates with a KBC Current Account

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Important Information

Information is correct as at 30th September 2019.

Lending criteria, underwriting, terms & conditions apply. The KBC Personal Loan is subject to repayment capacity, financial status and is not available to persons under 18 years of age. APR means Annual Percentage Rate.

All information, prices and rates are for guidance only and do not form part of a legal contract, agreement or understanding.

^See bonkers.ie for verification. Market refers to the banking market only. Offer rate of 6.30% APR (6.13% Fixed) on loans over €10,000. Max loan amount €50,000. Discount  offer is available with respect to new Personal Loan applications only and is subject to availability. To avail of the optional discounted rate, you must repay the loan from your KBC current account by direct debit. The discounted rate is a discount on the standard personal loan rate which equates to a 1% discount on the Annual Percentage Rate (“APR”), which may vary.
Handy representative example:
€10,000 fixed rate loan over 5 years (60 months).
Monthly repayments of €193.93.
Rate of interest 6.13% p.a. fixed.
Representative Annual Percentage Rate (APR) 6.30%.
Total cost of credit would be €1,635.98.

Total amount repayable would be €11,635.98.

**There is no early repayment charge if the total amount repaid early is less than €10,000. For amounts of €10,000 or more, you will be obliged to pay a charge. The charge will be 1% of the amount repaid early if more than one year of the term of the loan remains. If one year or less of the term remains, the charge will be 0.5% of the amount repaid early.

***Complex cases may take longer.

**** Personal loans for home improvement and certain other purposes will be considered for terms up to 10 years, subject to borrowing amount. For more information about our longer term options please contact us.

Please note that you are not obliged to avail of the “Discounted Personal Loan Rate” and you can open a KBC Personal Loan and a KBC Current Account without availing of the Discounted Personal Loan Rate. Fees and Charges and Terms and Conditions are applicable to the KBC Current Account. Please note there are no additional fees applicable for the Discounted Personal Loan Rate however there are fees and charges applicable in connection with the Personal Loan account, details of which will be set out in the Personal Loan Terms and Conditions that will be issued to you if your application is approved.

KBC Bank Ireland plc is regulated by the Central Bank of Ireland

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.