Student Credit Card

KBC Student Credit Card - The card of more

The KBC Student Credit Card is perfect for all those online shopping deals, as well as everyday essentials. It’s also very convenient to have in your pocket when it comes to student travel.

The KBC Student Credit Card that gives even more back. With a KBC credit card you get 1% cash reward* on grocery and online purchases. 

  • Earn up to €10 per month from the date your card issues
  • The reward will be credited to your account in your monthly statement
Please allow 10 working days for completion of the application process.
And there’s even more
  • Get 0% interest on balance transfers for the first 6 months when you transfer your existing credit card balance to us**
  • To avail of this offer you must close your existing account and provide the account closure letter to us within 90 days.***
  • Credit Limits ranging from €300 - €1000†
  • Up to 56 days of interest free credit^

Please call our team on 1800 51 52 53 and they’ll talk you through it or drop into your local hub.

How to apply for a Student Credit Card

Apply by phone on 1800 51 52 53

Or apply in any KBC Hub

Contactless payment

Contactless payment means you can just ‘tap and go’ if you’re buying anything costing less than €30.


We’ve partnered with MasterCard so you can use your KBC Credit Card in 36 million locations around the world. Just keep an eye out for the MasterCard logo.

If you live the kind of life that likes rewards, you’ll love Priceless Ireland - exclusive experiences and offers for MasterCard holders. From priority bookings and special discounts, both at home and abroad, there are many benefits for you to enjoy.

To start getting the most out of the city you live in and the countries you visit, simply visit to register and view current offers.


Managing your debt

At KBC we're here to help you manage your credit card payments. If you’re concerned about meeting repayments or if you’re experiencing financial difficulties, talk to us. We’re committed to finding a workable solution:

KBC Bank Ireland Arrears Support Unit - 1850 930 235

If your financial situation has changed recently or you are concerned about your finances, you can also contact the Money Advice & Budgeting Service (MABS) or visit their helpful website

MABS Helpline - 0761 07 2000

Increasing/Decreasing your credit limit

If you wish to find out how to change your credit card limit please contact us at 1890 93 92 44


Call into any KBC Hub


Complete this form (pdf, 199 KB) to request an increased limit and send it, along with the required documents (if applicable) to us at the address below; 

KBC Credit Cards, 
FREEPOST, PO Box12485, 
KBC Bank Ireland plc, 
Sandwith Street Dublin 2.

Important Information

Minimum payment is the greater of €5 or 5% of the statement balance.

Lending criteria, underwriting, and terms & conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Government stamp duty of €30 is charged annually per credit card account.

If you’re traveling abroad please let us know in advance to help us better protect your card from fraud without interruption to your service. Simply call our Customer Service Team on 1800 51 52 53 or pop into any KBC Hub before you go.

Applicant must be in full time third level education in a third level Irish institution.

Applicant must be between the age of 18 and 27.

* To be eligible for the grocery reward, the retailer must be categorised under a ‘grocery’ merchant category code with MasterCard.

** At the end of this 6 month period, the interest rate will revert to the standard interest rate applicable at that time.

***If we do not receive an account closure letter from your existing Bank you will lose the reduced interest rate. We may also close the Account without notice.

†A maximum credit limit of €300 applies for 1st year students, and a maximum limit of €1000 for 2nd year and above.

^Avail of up to 56 days interest free if the balance is paid on time and in full every month.
All information, prices and rates are for guidance only and do not form part of a legal contract, agreement or understanding. APR means Annual Percentage Rate.
A Handy Representative Example
Credit Card Purchases of €1,500 over 12 months
Monthly instalment of €138.46
Rate of interest 14% p.a variable
Representative Annual Percentage Rate (APR) 18.25%
Total cost of credit is €131.52
The total amount repayable is €1,661.52 (including Government Stamp Duty of €30)

Before being bound by a credit agreement, we are obliged to provide you with a standardised information document called the Standard European Consumer Credit Information (‘SECCI’) form. It is designed to give you the best overview of the key information and terms and conditions of any credit agreement you consider, allowing you to compare the offers of different credit providers and select the credit offer that works best for you. The SECCI contains important details such as: the type of credit, amount and costs of credit, the Annual Percentage Rate (APR), the number and frequency of payments, as well as a note on important legal aspects.

The Standard European Consumer Credit Information form for the KBC Credit Card can be found above under the Forms section.