Student Current Account

Open a KBC Student Current Account and you could get:

New Student Current Account

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2nd Applicant's Info

Do it. Get it. Tap it.

Open a new KBC Student Current Account before October 31st and bag yourself up to €75.

Be one of the 1st to open a Student Current Account with our KBC App in 5 easy steps.

Once your account is open, you can get shopping instantly with our range of digital payment options like Google, Apple, Fitbit and Garmin pay. You’ll even get €15 automatically added to your account and up to €60 once you make 10 debit card transactions per month.

Apple Pay

You can use Apple Pay to make contactless payments wherever you see the contactless payment or Apple Pay mark, in-store, on the web and in-app. Available with your KBC debit card now!
Apple Pay will work with an iPhone 6/6+ and later models including the iPhone SE, or Apple Watch.

Fitbit Pay

You can use Fitbit Pay to make contactless payments wherever you see the contactless payment symbol for purchanses up to €30.

Fitbit Pay lets you make payments on the go directly from your wrist with your Fitbit Ionic watch and works with the Fitbit app on any compatible device running Android 4.4 (or higher) or on iPhone 5 (or later).

Google Pay

You can use your Android phone to make contactless payments wherever you see the contactless payment or Google Pay symbols.

You can use Google Pay on any compatible device running Android 5+ (Lollipop) or higher and have the Google Pay app downloaded.

Garmin Pay

You can use Garmin Pay with any of these devices: Vivoactive 3, Forerunner 645, Forerunner 645 music.

Garmin, the Garmin logo and the Garmin delta are trademarks of Garmin Ltd, or its subsidiaries and are registered in one or more countries.

Student Offer Terms & Conditions

The KBC Bank Ireland plc (‘KBC’) Student Current Account Offer

All eligible* students who open a new KBC Student Current Account between 9th August 2018 and the 31st October 2018 in accordance with the Terms and Conditions set out below will have €15 transferred into their new KBC Student Current Account (“the Offer - Part 1”).

In addition to this, if you make 10 debit card transactions on your KBC Student Current Account in any calendar month (the “Qualifying Transactions”) during the Reward Period (as defined below) you will receive a reward of €15 per month (the “Reward Payment”). You may earn up to 4 Reward Payments during the Reward Period which means you may earn up to a maximum €60 in total (“the Offer - Part 2”).

The “Reward Period” is the period commencing on the date you open your KBC Student Current Account ending on the last day of the 5th month after which it is opened. I.e. if you open your account on 20th August 2018, the Reward Period will run from 20th August 2018 – 31st December 2018.

The Offer - Part 1 and the Offer - Part 2 are together hereinafter referred to as the (“Offer”).

By participating in this Offer, you agree to the following Terms and Conditions. Failure to adhere with any of the Terms and Conditions shall result in you being ineligible for the Offer:

1. This Offer is only open to those who*:
(a) are resident in the Republic of Ireland;
(b) are aged 17 years or older;
(c) are not an employee or appointed intermediary of KBC or their agents or any other person connected with this Offer;
(d) do not have an existing KBC Current Account or have not previously held a KBC current account or KBC Student Account;
(e) are a full time third level student attending a Republic of Ireland third level institution for more than 21 hours each week. The duration of the course must be at least one academic year. KBC may at its discretion require you to supply satisfactory evidence of this such as your student card or CAO number.

2. You will receive €15 in accordance with Part 1 of the Offer within:
(a) 24 hours where you open your account via the KBC Mobile App; or,
(b) 20 business days where you open your account via other account opening channels outside of the KBC Mobile App.

3. For the purposes of Part 2 of the Offer, a debit card transaction is defined as any ATM withdrawal, Chip & PIN, contactless (this includes ApplePay, Google Pay, Fitbit Pay, Garmin**) or debit card online purchase transaction.

4. Your account activity will be reviewed at the end of each relevant month during the Reward Period. If you have made the requisite Qualifying Transactions, the Reward Payment will be transferred into your KBC Student Current Account within 20 business days of the end of the month you completed the Qualifying Transactions.

5. You may earn up to 4 Reward Payments during the Reward Period which means you may earn up to a maximum €60 in total. If you do not make the Qualifying Transactions in one month during the Reward Period this does not exclude you from meeting the criteria in the next month/s.

6. The payments under this Offer will be transferred into your KBC Student Current Account only, by electronic fund transfer. Payments cannot be made to any third party current account or a current account with any other financial institution.

7. This Offer may only be availed of once.

8. This Offer is not available to accounts opened in joint names.
9. KBC reserves the right to amend, modify, cancel, withdraw or change the Offer at any time, for any reason, without notice.
10. In addition to the Terms and Conditions of the Offer you will also be bound by the KBC Personal Banking Terms and Conditions as applicable to KBC Student Current Accounts.

11. The decision of KBC in relation to the eligibility of an applicant for the Offer and compliance with these terms and conditions will be final and binding on all applicants. KBC will not enter into any correspondence in this regard.

12. No cheques or cash will be offered in lieu of the Offer.

13. Please keep a copy of these Terms and Conditions for future reference.

14. This Offer is available from KBC Bank Ireland plc. KBC is a public limited company registered in the Companies Registration Office under Company Number 40537. Our registered office is at Sandwith Street, Dublin 2.

15. Any queries or complaints in connection with the Offer should be addressed to KBC Bank Ireland, Sandwith St, Dublin or call 1800 93 92 44.

**Apple, the Apple logo, iPhone, iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Apple Watch and Touch ID are trademarks of Apple Inc. Apple Pay on an iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone 7, iPhone 7 plus, iPhone SE, iPad Pro, iPad Air 2, iPad mini 4, iPad mini 3 running on iOS8.3, MacBook Pro with Touch ID. You can also use an Apple Watch if it is paired with an iPhone 5 or later.

Android, Google Pay and the Google Pay logo are trademarks of Google LLC. Works with most compatible NFC Android devices running 5+ (Lollipop) or higher.

Fitbit, Fitbit Pay, Fitbit Ionic and the Fitbit logos are trademarks or registered trademarks of Fitbit Inc. Fitbit Pay lets you make payments on the go directly from your wrist with your Fitbit Ionic watch and works with the Fitbit app on any compatible device running Android 4.4 (or higher) or on iPhone 5 (or later).

Garmin, the Garmin logo and the Garmin delta are trademarks of Garmin Ltd, or its subsidiaries and are registered in one or more countries.

KBC Bank Ireland plc is regulated by the Central Bank of Ireland.

Digital Services

Apple, the Apple logo, iPhone, iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Apple Watch and Touch ID are trademarks of Apple Inc. Apple Pay on an iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone 7, iPhone 7 plus, iPhone SE, iPad Pro, iPad Air 2, iPad mini 4, iPad mini 3 running on iOS8.3, MacBook Pro with Touch ID. You can also use an Apple Watch if it is paired with an iPhone 5 or later.

Android, Google Pay and the Google Pay logo are trademarks of Google LLC. Works with most compatible NFC Android devices running 5+ (Lollipop) or higher.

Fitbit, Fitbit Pay, Fitbit Ionic and the Fitbit logos are trademarks or registered trademarks of Fitbit Inc.  Fitbit Pay lets you make payments on the go directly from your wrist with your Fitbit Ionic watch and works with the Fitbit app on any compatible device running Android 4.4 (or higher) or on iPhone 5 (or later).

Garmin, the Garmin logo and the Garmin delta are trademarks of Garmin Ltd, or its subsidiaries and are registered in one or more countries.

*Cashback is at the retailers discretion and a purchase is required. A minimum amount may be necessary.

Non euro debit card and other fees and charges apply.

KBC Student Current Account is available to full-time third level students aged 17 or over attending an Irish third level institution in a course for more than 21 hours each week and the duration of the course must be at least one academic year.

See full details of the product Terms and Conditions (PDF, 424 KB) and Fees and Charges (pdf, 71 KB).