New country? New job? Returning home? Chances are you need a bank account too, and fast! That’s why KBC is ready and waiting to make it as easy as possible for you to get one.

Why choose a KBC Current Account?

Our Current Accounts are simple to set up, filled with free features and available anywhere, anytime.
  • Free Contactless Payments when using your Debit Card for purchases in Euro
  • Free Cashback (see important information below)
  • Free Internet and Mobile Banking Transactions
  • Free SEPA Credit Transfers
  • Free Direct Debit and Standing Order Processing
  • Use your KBC debit card with Google Pay™, Apple Pay™, Fitbit Pay™, Garmin Pay™ and wena pay™. (see information relating to Digital Services below)

Compare Our Current Accounts

We’ve a Current Account to suit you and your needs, choose from one of our six types of personal current accounts. Speak to one of our Hubs, our Contact Centre or visit for more information.

Check out some of the different Current Account options we offer

  Extra Current Account Current Account Current Account Plus Student Account Teen Account Basic Account
for customers?
Age 17+
must lodge >€2,000 per month
Age 17+   Age 60+ Age 17+ in full time 3rd level education Age 13-18 in full time 2nd level education Age 18+
currently must
not hold a
Current Account
with a bank in the Republic of Ireland (lodgement criteria,  T&Cs apply)

Fee for maintaining the account

€0.00 €6.00 €0.00 €0.00 €0.00 €0.00

Euro Cash Withdrawal [ATM] fee (full info below)

Free €0.30 Free Free Free Free
Free Free Free Free Free Free
Free Free Free Free Free Free
What's Next? Apply Now Apply Now Apply Now Apply Now Apply Now Apply Now

Important Information

Euro Cash Withdrawal [ATM] fee
Non Euro debit card transaction charges, fees and charges, terms and conditions apply

Other fees and charges will apply. Please see the KBC Current Account Fees and Charges Booklet for full information on applicable fees and charges. Our Current Accounts are only available to Personal customers who are legally resident in the European Union.
Extra Current Account
Lending criteria, terms and conditions apply. Only one Extra Current Account can be opened in sole or joint names. If you don’t make the monthly lodgement of €2,500, you will have to pay the quarterly fees and charges as set out in the Fees and Charges Booklet. If you recommence making the monthly lodgement, you will be eligible for the benefits from the beginning of the next quarter.

Basic Current Account Eligibility

You must:
  • Currently not hold a Current Account with a bank in the Republic of Ireland
  • Be legally resident in the EU
  • Be over 18 years of age 
You may also be eligible if you currently hold a Current Account with a bank in the Republic of Ireland but have received notice that your account will be closed.
The account is provided free of charge for a period of 12 months, after 12 months have passed we will review your account and you may be moved to one of our other Current Account products if the following occurs:
  • Lodgements to the Basic Current Account over a period of 12 months must not exceed the national minimum hourly rate of pay multiplied by 2,080 (i.e. 40 hours x 52 weeks). If lodgements to the Basic Current Account exceed this limit we may at our absolute discretion change your Basic Current Account to the standard KBC Current Account to which the fees and charges as set out in the Fees and Charges Booklet will apply. Any such change will be notified to you in accordance with the Terms and Conditions.

What's next?

Once you have chosen which KBC Current Account suits you best you can open your new account online, through the app (Extra Current Account only) or in one of our Hubs.
We are here to help you with your application or to answer any further questions you might have about being a customer with KBC.

As soon as your account is open you can access it through our mobile banking app. Through our online and mobile banking you can:
  • Check your balance
  • View your e-statements and transactions
  • Make SEPA transfers
  • Open additional accounts
  • Update your personal details
  • Block your card, add a travel note or request a new PIN - in case you've forgotten it!
For more information please visit our Online and Mobile banking page or check out our FAQs

Important Information

Cash Back

*Cash Back is at the retailer’s discretion and a purchase is required. A minimum amount may be necessary.

Other fees and charges including ATM charges if used, apply.

Digital Services

Apple, the Apple logo, iPhone, iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Apple Watch and Touch ID are trademarks of Apple Inc. Apple Pay on an iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone 7, iPhone 7 plus, iPhone SE, iPad Pro, iPad Air 2, iPad mini 4, iPad mini 3 running on iOS8.3, MacBook Pro with Touch ID. You can also use an Apple Watch if it is paired with an iPhone 5 or later.

Google Pay is a trademark of Google inc. Android, Google Pay and the Google Pay logo are trademarks of Google LLC. Works with most compatible NFC Android devices running KitKat 4.4 or higher.

Fitbit, Fitbit Pay, Fitbit Ionic and the Fitbit logos are trademarks or registered trademarks of Fitbit Inc.  Fitbit Pay lets you make payments on the go directly from your wrist with your Fitbit Ionic watch and works with the Fitbit app on any compatible device running Android 4.4 (or higher) or on iPhone 5 (or later).

Garmin, the Garmin logo and the Garmin delta are trademarks of Garmin Ltd, or its subsidiaries and are registered in one or more countries.

wena and the wena logo  are trademarks of Sony Ltd, or its subsidiaries and are registered in one or more countries.