Free Day to Day Banking for over 60s

You’ve paid bank charges for long enough so if you’re over 60 you’ll love these special incentives with your KBC Current account

  • Free ATM & Cheque lodgement fees
  • No quarterly maintenance fees
  • Free Contactless Debit Card purchases & Cashback*
  • Free Direct Debits and Standing Orders
  • Innovative online savings accounts
  • Competitive Overdraft lending rates available

Apply Now

KBC - Banking over 60s - Man with hat

To open your current account, simply call us on 1800 51 52 53, pop in to one of our Hubs or apply online.

If you live the kind of life that doesn’t like to pay annoying bank charges, you’ll love these special incentives for those of you over 60.

*CashBack is at the retailers discretion and a purchase is required. A minimum amount may be necessary.


  • Free Debit Card purchases
  • Free Cashback*
  • Free Direct Debits
  • Free Standing Orders
  • Free Online and Mobile Banking
  • Free Account Transaction Fees for the over 60's

Debit Card

Free Cashback & Contactless Payment

Get cashback* in store for free and avoid those annoying ATM charges.

Your contactless KBC Debit Card allows you to pay for small everyday items in seconds just passing your card over the machine.


Applying for an Overdraft could not be easier!

If you live the kind of life that likes peace of mind, our overdraft facility is helpful for handling life’s little emergencies. Setting up your safety net is simple:

Apply Online, at any KBC Hub or by phone on 1800 51 52 53.

Find out more about our Overdrafts.


If you do not meet the repayments on your Account, your Account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Fees and Charges

If you live the kind of life that doesn’t like being charged for everything, you’ll love how much you can do for free with the bank of you:

No fees for...

  • Online and Mobile banking
  • Electronic payments into or out of your account
  • Direct debit set up or processing
  • Standing order set up or processing
  • When you use your card in store, online and over the phone

Other fees and charges apply

Everything you need to know is in your Current Account Fees & Charges booklet. If you have any questions or if you would like anyone to explain any part of it - please just ask.

*Customers aged 60 years or over are exempt from Account Transaction Fees (Account Maintenance Fees, ATM Transaction Fees and Cheque Lodgement Processing Fees).

Digital Services

Apple, the Apple logo, iPhone, iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Apple Watch and Touch ID are trademarks of Apple Inc. Apple Pay on an iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone 7, iPhone 7 plus, iPhone SE, iPad Pro, iPad Air 2, iPad mini 4, iPad mini 3 running on iOS8.3, MacBook Pro with Touch ID. You can also use an Apple Watch if it is paired with an iPhone 5 or later.

Android, Google Pay and the Google Pay logo are trademarks of Google LLC. Works with most compatible NFC Android devices running KitKat 4.4 or higher.

Fitbit, Fitbit Pay, Fitbit Ionic and the Fitbit logos are trademarks or registered trademarks of Fitbit Inc.  Fitbit Pay lets you make payments on the go directly from your wrist with your Fitbit Ionic watch and works with the Fitbit app on any compatible device running Android 4.4 (or higher) or on iPhone 5 (or later).

Garmin, the Garmin logo and the Garmin delta are trademarks of Garmin Ltd, or its subsidiaries and are registered in one or more countries.

Full details of the Terms and Conditions can be found here.