Free Day to Day Banking for over 60s

You’ve paid bank charges for long enough so if you’re over 60 you’ll love these special incentives with your KBC Current account

  • Free Euro Cash Withdrawals [ATM] & Cheque Lodgement fees
  • No quarterly fees for maintaining the account
  • Free Contactless Payments when using your Debit Card for purchases in Euro & Cashback*
  • Free Direct Debit and Standing Order Processing
  • Bonus rates on personal loans and mortgages (Bonus offers are subject to availability)
  • Innovative online savings accounts
  • Competitive Overdraft lending rates available

How to apply

To open your current account, simply call us on 1800 51 52 53 or pop in to one of our Hubs.

Important Information

Please note: KBC Bank Ireland does not offer cash facilities at our hub locations and so are unable to cater for cash lodgements or withdrawals in our premises.

Debit Card

Free Cashback & Free Contactless Payments when using your Debit Card for purchases in Euro

Get cashback* in store for free and avoid trips to the ATM.

Your contactless KBC Debit Card allows you to pay for small everyday items in seconds just passing your card over the machine.


Applying for an Overdraft could not be easier!

If you live the kind of life that likes peace of mind, our overdraft facility is helpful for handling life’s little emergencies. Setting up your safety net is simple:

Apply Online, at any KBC Hub or by phone on 1800 51 52 53.

Find out more about our Overdrafts.


If you do not meet the repayments on your Account, your Account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Fees and Charges

If you live the kind of life that doesn’t like being charged for everything, you’ll love how much you can do for free with the bank of you:

No fees for...

  • Cash withdrawal [ATM] transactions (within the SEPA Zone) denominated in Euro or cheque lodgements
  • Internet and Mobile Banking Transactions
  • Electronic payments into or out of your account
  • Direct debit set up or processing
  • Standing order set up or processing
  • When you use your debit card for purchases in Euro

Other fees and charges apply

Everything you need to know is in your Current Account Fees & Charges booklet (pdf, 66 KB). If you have any questions or if you would like anyone to explain any part of it - please just ask.

*Customers aged 60 years or over are exempt from Account Transaction Fees (Maintaining the Account Fees, Cash withdrawals [ATM] within the SEPA Zone denominated in Euro or Cheque Lodgement Fees).

Full details of the Terms and Conditions (pdf, 424 KB) can be found here.