Home Insurance

Our great value home insurance gives you peace of mind and comes with these great features:

  • 24/7 Home Emergency Helpline
  • 0% APR on our Direct Debit Option. We don’t charge you extra to pay monthly
  • Only €50 excess all risks cover for Specified Items (€65 for Smart Phones) and €100 excess for Unspecified items
  • Alternative accommodation insured in the event you need to move out of your home while repairs are taking place*
  • Unspecified all risks cover up to €1500 automatically included on the policy
  • Contents only cover available
  • 20% off of a new Home Insurance policy with our exclusive over the phone offer!
Get an online quote

25% Extra Current Account discount

With a KBC Extra Current Account you can experience a 25% discount in year 1 when you take out a new KBC Home Insurance Policy.
Experience 10% off the premium when you renew an existing KBC Home Insurance Policy.
Make sure you mention your Extra Current Account when you call about a quotation.
Available on insurance policies for both buy-to-let and owner occupied homes. If you hold more than one home insurance policy with KBCI, you are entitled to the offer on all home insurance policies.
Offer not available in conjunction with any other home insurance offer. If you close your Extra Current Account, you won’t lose the offer for any remaining period of coverage but you won’t be eligible for the loyalty offer at the time of renewal of the policy. Offer subject to availability.
Underwriting Terms and Conditions apply. 

Full Terms and Conditions are available here

20% Saving for New Policies

If you’re taking out a new Home Insurance policy with KBC, you can save 20% off the cost! Simply call us on 1890 800 082 and quote “KBC discount”.

Terms and Conditions:

  • The offer will be for the first year only and is not available to existing KBC Home Insurance Customers.
  • The offer will not be in conjunction with any other Home offer (if a customer gets the 50% Home Insurance discount as a result of closing their mortgage, they will not get the 20% offer as well)
  • Offer will be subject to minimum premiums.
  • Offer is not available online and is only available over the phone.
  • No discount available if a claim was made in the last 3 years.
  • T&C’s and underwriting criteria will apply.
  • Offer ends 31st March 2018.

Discount for New Mortgage customers

If you’re a new residential mortgage customer with KBC, we’ll give you 50% off your KBC Home Insurance for a year! Offers apply to First Time Buyers, Movers and Switchers until 31st March 2018.** For more information, call 1800 51 52 53. 

**Excludes Buy to Let properties. 50% Off only applies in the first year. If the KBC Home Insurance policy is cancelled before the first 12 months has expired, KBC reserves the right to request the customer to refund the balance of the premium.

Your cover includes

  • Low standard €350 Policy Excess
  • Personal money up to €400
  • Credit Card cover up to €1,275
  • €700 door lock replacement
  • Unlimited cover for deterioration of stock (food and drink) in deep freezer
  • 10% extra contents cover automatically at Christmas and during weddings for no extra cost
  • Fire Brigade charges up to €2,000
  • Garden cover up to €700
  • 0% APR on direct debits
  • Only a 10% deposit if paying by direct debit
  • A No Claims Discount

The above benefits are subject to terms and conditions of your policy. Underwriting acceptance criteria apply and is suitable for homeowners( buildings & content cover) and apartment dwellers (content only cover).

Investment property

Cover your investment properties or holiday home and enjoy 24/7 Home Emergency Response and alternative accommodation. You can also avail of loss of rent cover up to 10% of the sum insured.

Accidental damage

Enjoy full accidental damage cover as an optional extra to insure your possessions against damage caused by unintended spills and breakages.

Important Information

*Alternative accommodation up to 20% of sums insured for owner occupied properties (10% for Buy to Let).

KBC Bank Ireland PLC is registered with the Central Bank of Ireland as an insurance intermediary (No. C26910). KBC Bank Ireland plc (“KBC”) has an exclusive agency agreement with Zurich Insurance plc (“Zurich”) for the provision of Home Insurance. KBC Home Insurance products are underwritten, administered and provided by Zurich Insurance plc. Zurich Insurance plc is regulated by the Central Bank of Ireland. KBC Bank Ireland plc is regulated by the Central Bank of Ireland.

APRC = Annual Percentage Rate Charge

Leaving KBC.ie: By clicking the "Get an online quote” button you will be redirected from KBC Bank Ireland’s (“KBC”) website to the website of one of KBC’s carefully selected insurance providers. The Data Protection / Privacy Policy on the insurance providers’ website will therefore apply.