Home Insurance

If you’re a new residential mortgage customer with KBC, we’ll give you 50% off your KBC Home Insurance for a year! Offers apply to First Time Buyers, Movers and Switchers until 31st December 2017.** For more information, call 1800 51 52 53. 

**Excludes Buy to Let properties. 50% Off only applies in the first year. If the KBC Home Insurance policy is cancelled before the first 12 months has expired, KBC reserves the right to request the customer to refund the balance of the premium.

If you’re taking out a new Home Insurance policy with KBC, you can save 20% off the cost! Simply call us on 1890 800 082 and quote “KBC discount”.

Terms and Conditions:

• The offer will be for the first year only and is not available to existing KBC Home Insurance Customers.
• The offer will not be in conjunction with any other Home offer (if a customer gets the 50% Home Insurance discount as a result of closing their mortgage, they will not get the 20% offer as well)
• Offer will be subject to minimum premiums.
• Offer is not available online and is only available over the phone.
• No discount available if a claim was made in the last 3 years.
• T&C’s and underwriting criteria will apply.

• Offer ends 30th September 2017.

• Low standard €350 Policy Excess
• Personal money up to €400
• Credit Card cover up to €1,275
• €700 door lock replacement
• Unlimited cover for deterioration of stock (food and drink) in deep freezer
• 10% extra contents cover automatically at Christmas and during weddings for no extra cost
• Fire Brigade charges up to €2,000
• Garden cover up to €700
• 0% APR on direct debits
• Only a 10% deposit if paying by direct debit
• A No Claims Discount

The above benefits are subject to terms and conditions of your policy. Underwriting acceptance criteria apply and is suitable for homeowners( buildings & content cover) and apartment dwellers (content only cover).

Cover your investment properties or holiday home and enjoy 24/7 Home Emergency Response and alternative accommodation. You can also avail of loss of rent cover up to 10% of the sum insured.

Enjoy full accidental damage cover as an optional extra to insure your possessions against damage caused by unintended spills and breakages.

1. This promotion will commence on the 1st September 2017 and will end on the 31st October  2017.
2. To be eligible for the €50 One4All Voucher (“the Voucher”), you must be:  
   1. resident in the Republic of Ireland: and
   2. aged 18 years and over: and
   3. have purchased a new KBC home and/or a new KBC motor insurance policy; and
   4. be a new KBC home and/or a New KBC motor insurance customer.
3. The 20% Home Insurance discount and One4All offer is not available in conjunction with any other KBC Home Insurance offer. 
4. An existing home insurance customer who purchases a new motor insurance policy will be eligible to receive a Voucher.  An existing motor insurance customer who purchases a home insurance policy will be eligible to receive a Voucher.
5. A customer who purchases a new home insurance policy and a new motor insurance policy, will be eligible to receive two Vouchers.
6. Vouchers will be issued directly to eligible customers by Zurich Insurance plc approximately eight weeks after you purchase your new KBC Home/Motor Insurance policy to the postal address shown on your policy. 
7. The promotion is not transferable and not exchangeable. No cash or other alternative will be offered in lieu of the voucher. 
8. Any customer not in strict accordance with these terms and conditions will be deemed to be invalid for the purposes of this promotion.
9. KBCI Home and Motor insurance policies are underwritten by Zurich Insurance plc. Underwriting criteria, terms and conditions apply. 
10. Any queries in relation to delay or non-receipt of One4All vouchers should be directed to Zurich Insurance plc. KBCI accept no responsibility in this regard.
11. KBCI reserves the right to amend, modify, cancel, withdraw or change the promotion at any time, for any reason without notice.  
12. KBCI reserves the right to vary or amend these terms and conditions for valid commercial, technical, regulatory or operational reasons.
13. The use of vouchers will be subject to One4All terms and conditions and expiry date (if applicable). KBCI accept no responsibility in this regard.
14. KBCI is excluded from liability for any loss, damage or injury which might occur to the customer and any other individual arising from his or her acceptance of the voucher.
15. The promoter is KBC Bank Ireland plc, registered in Ireland. Registered No. 40537. Registered office in Sandwith Street, Dublin 2.