Car Insurance

With KBC Car Insurance, you get great rates and heaps of benefits, including:

  • Up to 55% No Claims Discount 
  • Stepback Protected No Claims Bonus1 Bonus is fully protected against fire, windscreen & theft claims, only lose 2 years for other claims. (maximum 5 year NCB applies)
  • Superior Personal Effects cover up to €550 - Protect your personal belongings e.g. handbag, clothing, sports, equipment and childcare accessories (applies to fully comprehensive policies only)
  • Windscreen Cover - Covers all glass cover including front, side and back windows. Standard on comprehensive car insurance policies and is available as an optional extra on third party fire and theft policies.
  • New for Old Replacement Car2 If your car is written off or stolen and not recovered within 12 months of the date it was registered as new by you, we’ll give you a brand new one!
  • Courtesy car3 Up to a max. 7 day period & up to a Class B category vehicle (1.2 petrol engine)

Call our Team today on 1890 37 38 39 for great value Car Insurance.

More Benefits

  • 24 Hour Emergency and Claims Line - If your car is immobilised or you have an accident anywhere in the Republic of Ireland you should contact our Emergency Helpline on 1890 208 408. We will arrange for someone to come to your assistance as soon as possible. You pay the cost of such assistance but gain the benefit of special rates negotiated by our assistance company. Any outlay for which you are entitled to claim under your policy will be reimbursed to you
  • Free 24 Hour Homestart Breakdown Assistance4 (comprehensive cover only)‚Äč  Breakdown assistence including cover from outside your home or at the roadside including puncture & refueling assistance (available in Republic of Ireland and Northern Ireland only)
  • Driving Other Cars – Enjoy third party cover while driving other private cars
  • Personal Accident Benefits (comprehensive cover only) - Should you be involved in an accident, you are entitled to €10,000 in accident benefits and €30,000 in the event of death

Terms & Conditions: One4All Voucher Insurance Promotion

  1. This promotion will commence on the 1st September 2017 and will end on the 31st October  2017.
  2. To be eligible for the €50 One4All Voucher (“the Voucher”), you must be:  
    1. resident in the Republic of Ireland: and
    2. aged 18 years and over: and
    3. have purchased a new KBC home and/or a new KBC motor insurance policy; and
    4. be a new KBC home and/or a New KBC motor insurance customer.
  3. The 20% Home Insurance discount and One4All offer is not available in conjunction with any other KBC Home Insurance offer. 
  4. An existing home insurance customer who purchases a new motor insurance policy will be eligible to receive a Voucher.  An existing motor insurance customer who purchases a home insurance policy will be eligible to receive a Voucher.
  5. A customer who purchases a new home insurance policy and a new motor insurance policy, will be eligible to receive two Vouchers.
  6. Vouchers will be issued directly to eligible customers by Zurich Insurance plc approximately eight weeks after you purchase your new KBC Home/Motor Insurance policy to the postal address shown on your policy. 
  7. The promotion is not transferable and not exchangeable. No cash or other alternative will be offered in lieu of the voucher. 
  8. Any customer not in strict accordance with these terms and conditions will be deemed to be invalid for the purposes of this promotion.
  9. KBCI Home and Motor insurance policies are underwritten by Zurich Insurance plc. Underwriting criteria, terms and conditions apply. 
  10. Any queries in relation to delay or non-receipt of One4All vouchers should be directed to Zurich Insurance plc. KBCI accept no responsibility in this regard.
  11. KBCI reserves the right to amend, modify, cancel, withdraw or change the promotion at any time, for any reason without notice.  
  12. KBCI reserves the right to vary or amend these terms and conditions for valid commercial, technical, regulatory or operational reasons.
  13. The use of vouchers will be subject to One4All terms and conditions and expiry date (if applicable). KBCI accept no responsibility in this regard.
  14. KBCI is excluded from liability for any loss, damage or injury which might occur to the customer and any other individual arising from his or her acceptance of the voucher.
  15. The promoter is KBC Bank Ireland plc, registered in Ireland. Registered No. 40537. Registered office in Sandwith Street, Dublin 2.

1 Any one claim other than fire or theft arising in one year of insurance, shall result in the discount presently applied being stepped back by two levels at the next renewal. In the event of two or more claims of any type arising in one year of insurance, no discount will be allowed at the following renewal.
2 Only applicable if your car is stolen and not recovered or damaged to an extent greater than 60% of the manufacturer’s list price at time of change and has not travelled more than 24,000 Kilometres.
3 Note this is available to Comprehensive policyholders. However a courtesy car  is also available to policyholders with Third Party Fire and Theft Cover provided such damage to the Insured Vehicle is as a result of fire or theft. The number of days cover provided is subject to the nature of your claim.
4 Free breakdown assistance is included for comprehensive policy holders. Under Third Party, Fire and Theft policies, you pay the cost of such assistance but gain the benefit of our specially negotiated rates.

KBC Bank Ireland PLC is registered with the Central Bank of Ireland as an insurance intermediary (No. C26910). KBC Bank Ireland plc (“KBC”) has an exclusive agency agreement with Zurich Insurance plc (“Zurich”) for the provision of Motor Insurance. KBC Motor Insurance products are underwritten, administered and provided by Zurich Insurance plc. Your use of the Zurich website is subject to their privacy policy and terms of use. Zurich Insurance plc is regulated by the Central Bank of Ireland. KBC Bank Ireland plc is regulated by the Central Bank of Ireland.