Car Insurance

With KBC Car Insurance, you get great rates and heaps of benefits, including:

  • Up to 55% No Claims Discount 
  • Stepback Protected No Claims Bonus1 Bonus is fully protected against fire, windscreen & theft claims, only lose 2 years for other claims. (maximum 5 year NCB applies)
  • Superior Personal Effects cover up to €550 - Protect your personal belongings e.g. handbag, clothing, sports, equipment and childcare accessories (applies to fully comprehensive policies only)
  • Windscreen Cover - Covers all glass cover including front, side and back windows. Standard on comprehensive car insurance policies and is available as an optional extra on third party fire and theft policies.
  • New for Old Replacement Car2 If your car is written off or stolen and not recovered within 12 months of the date it was registered as new by you, we’ll give you a brand new one!
  • Courtesy car3 Up to a max. 7 day period & up to a Class B category vehicle (1.2 petrol engine)

Request a Call Back

Alternatively, you can call our team today on 1890 37 38 39 for great value Car Insurance

Read our Remuneration Summary Document (PDF, 71 KB)


More Benefits

  • 24 Hour Emergency and Claims Line - If your car is immobilised or you have an accident anywhere in the Republic of Ireland you should contact our Emergency Helpline on 1890 208 408. We will arrange for someone to come to your assistance as soon as possible. You pay the cost of such assistance but gain the benefit of special rates negotiated by our assistance company. Any outlay for which you are entitled to claim under your policy will be reimbursed to you
  • Driving Other Cars – Enjoy third party cover while driving other private cars
  • Personal Accident Benefits (comprehensive cover only) - Should you be involved in an accident, you are entitled to €10,000 in accident benefits and €30,000 in the event of death

1 Bonus is fully protected against Windscreen breakage. Any one Fire & Theft claim will not affect your no claims bonus at the next renewal however the no claims discount percentage will not increment at the next renewal. In the event of two or more claims of any type (except Windscreen claims) arising in one year of insurance, no discount will be allowed at the following renewal.
2 Only applicable if your car is stolen and not recovered or damaged to an extent greater than 60% of the manufacturer’s list price at time of change and has not travelled more than 24,000 Kilometres.
3 Courtesy car up to a maximum 7 day period and up to Class B category vehicle (1.2 Petrol engine), if your vehicle is damaged and being repaired by one of our approved repairers, provided such damage is recoverable under your policy. If your vehicle has been damaged beyond economical repair or has been stolen and not yet recovered, provided such damage is recoverable under your policy, we will arrange for a replacement courtesy car up to a maximum of 10 days. Refer to your policy document for full terms and conditions in relation to this benefit.

KBC Bank Ireland PLC is registered with the Central Bank of Ireland as an insurance intermediary (No. C26910). KBC Bank Ireland plc (“KBC”) has an exclusive agency agreement with Zurich Insurance plc (“Zurich”) for the provision of Motor Insurance. KBC Motor Insurance products are underwritten, administered and provided by Zurich Insurance plc. Your use of the Zurich website is subject to their privacy policy and terms of use. Zurich Insurance plc is regulated by the Central Bank of Ireland. KBC Bank Ireland plc is regulated by the Central Bank of Ireland.