Credit Card

You do the shopping, we'll do the rewards!
With a KBC credit card you get 1% cash reward* on grocery and online purchases. 

  • Earn up to €10 per month from the date your card issues
  • The reward will be credited to your account in your monthly statement
  • Use your KBC credit card with Android Pay or Apple Pay

Credit Card

2nd Applicant's Info

Get a 1% cash reward on grocery and online purchases with the KBC Credit Card.

You can earn up to €10 per month from the date your card issues. 

And there’s even more…
  • Get 0% interest on balance transfers for the first 6 months when you transfer your existing credit card balance to us**
  • To avail of this offer you must close your existing account and provide the account closure letter to us within 90 days.***
  •  Your KBC credit card also comes with a really great rate
  • Up to 56 days of interest free credit^

How to apply

Step 1: Complete the online application form above
Or apply by phone on 1800 51 52 53
Or apply in any KBC Hub

Step 2: Once we have assessed your application we will contact you with a decision and advise on next steps.
 
In order to process your application we may ask you to provide documentation to help us assess your ability to repay the credit facility, and to confirm your identity. From time to time we may ask you for further documents.

Contactless Payment

Contactless payment means you can just ‘tap and go’ if you’re buying anything costing less than €30.

MasterCard

We’ve partnered with MasterCard so you can use your KBC Credit Card in 36 million locations around the world. Just keep an eye out for the MasterCard logo.

If you live the kind of life that likes rewards, you’ll love Priceless Ireland - exclusive experiences and offers for MasterCard holders. From priority bookings and special discounts, both at home and abroad, there are many benefits for you to enjoy.

To start getting the most out of the city you live in and the countries you visit, simply visit pricelessireland.ie to register and view current offers.

MasterPass

KBC MasterPass allows you to store your card data and delivery address into a digital wallet which makes online shopping faster, easier and more secure. Register your card details here.

(Please note when you click the link you will be brought to the MasterPass website)

Security Features

Your KBC MasterCard Security Features

Your KBC MasterCard is a safe and convenient way to make payments.  It’s also packed full of great security features to help put your mind at ease.
 
Zero Fraud Liability Things happen, don’t they? Anyone can lose their card or have it stolen. If it happens to you, don’t worry. You won’t be liable for any fraudulent charges.
Pick a new PIN Want a new PIN because your current one is difficult to remember or you think someone else knows what it is? You can change it to something more memorable at any ATM.
Unsurpassed Global   Acceptance No other card is more widely accepted around the world. Wherever you go, you’ll be able to use it in-store, online and at 2 million ATMs. It’s the card you really can take anywhere.
Chargeback If you buy faulty goods, don’t get the service you paid for, become a victim of fraud, didn’t authorise a purchase, or a company goes bust before they’ve sent you the goods you’ve ordered, you could get your money back provided you claim within 120 days of your purchase.

Forms

Managing your debt

At KBC we're here to help you manage your credit card payments. If you’re concerned about meeting repayments or if you’re experiencing financial difficulties, talk to us. We’re committed to finding a workable solution:

KBC Bank Ireland Arrears Support Unit - 1850 930 235

If your financial situation has changed recently or you are concerned about your finances, you can also contact the Money Advice & Budgeting Service (MABS) or visit their helpful website mabs.ie

MABS Helpline - 0761 07 2000

Increasing/Decreasing your credit limit

If you wish to find out how to change your credit card limit please contact us at 1890 93 92 44. 

Or

Call into any KBC Hub

Or 

Complete this form to request an increased limit and send it, along with the required documents (if applicable) to us at the address below; 

KBC Credit Cards, 
FREEPOST, PO Box12485, 
KBC Bank Ireland plc, 
Sandwith Street Dublin 2.

Important Information

Minimum payment is the greater of €5 or 5% of the statement balance.

Lending criteria, underwriting, and terms & conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Government stamp duty of €30 is charged annually per credit card account.

If you’re traveling abroad please let us know in advance to help us better protect your card from fraud without interruption to your service. Simply call our Customer Service Team on 1800 51 52 53 or pop into any KBC Hub before you go.

* To be eligible for the grocery reward, the retailer must be categorised under a ‘grocery’ merchant category code with MasterCard.

** At the end of this 6 month period, the interest rate will revert to the standard interest rate applicable at that time.

***If we do not receive an account closure letter from your existing Bank you will lose the reduced interest rate. We may also close the Account without notice.

^Avail of up to 56 days interest free if the balance is paid on time and in full every month.

All information, prices and rates are for guidance only and do not form part of a legal contract, agreement or understanding. APR means Annual Percentage Rate.
 
A Handy Representative Example
Credit Card Purchases of €1,500 over 12 months
Monthly instalment of €138.46
Rate of interest 14% p.a variable
Representative Annual Percentage Rate (APR) 18.25%
Total cost of credit is €131.52
The total amount repayable is €1,661.52 (including Government Stamp Duty of €30)

Before being bound by a credit agreement, we are obliged to provide you with a standardised information document called the Standard European Consumer Credit Information (‘SECCI’) form. It is designed to give you the best overview of the key information and terms and conditions of any credit agreement you consider, allowing you to compare the offers of different credit providers and select the credit offer that works best for you. The SECCI contains important details such as: the type of credit, amount and costs of credit, the Annual Percentage Rate (APR), the number and frequency of payments, as well as a note on important legal aspects.

The Standard European Consumer Credit Information form for the KBC Credit Card can be found above under the Forms section.