Important Customer Notice

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Important Customer Notice

KBC Bank Ireland would like to draw your attention to some important information.
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Fixed Rate Options for Customers with a tracker interest rate

If you are an existing PDH customer with a tracker interest rate, you can avail of our 2, 3 and 5 year fixed rate options below (or a combination thereof).

  • Existing Tracker Customers – Residential Primary Dwelling Home Rates

    Rates Interest Rates APRC*
    2 Year Fixed 3.90% 2.42%
    3 Year Fixed 3.95% 2.61%
    5 Year Fixed 4.00% 2.98%

    At the end of your fixed rate period you will roll off on to the European Central Bank base rate plus your Tracker margin.

Fixed Rate Options for BTL Customers with a tracker interest rate

If you are an existing BTL customer with a tracker interest rate, you can avail of one of our fixed rates listed below.

For more information on the rate options set out above please contact Customer Services on 1800 93 92 44.

Important Information

Rates effective from 30th June 2016.

APRC = Annual Percentage Rate of Charge
*APRC calculations are based on a typical mortgage of €100,000 over a 20 year term with a roll off Tracker Interest rate of 2.00%.

Tracker interest rate used for APRC calculations is made up of current ECB Base Rate of 0.50% plus a Tracker margin of 1.50% as of 1st August 2022

LTV = Loan to Value
PDH = Private Dwelling Home
BTL = Buy to Let
ECB = European Central Bank

On expiry of your fixed rate period, your mortgage account will roll off on to the European Central Bank base rate plus your Tracker margin. 

Please note that if you choose to fix your mortgage by availing of a fixed option (or any combination thereof) outlined above, the fixed rate period(s) will only be applied to the tracker rate portion(s) of your loan. 

If you have a non-tracker related portion of your mortgage you may qualify to avail of one of our new business LTV rates for that portion of your mortgage, please see Existing Customer Rate Offer - KBC for details.

All terms and conditions applicable to the KBC Residential Mortgages shall continue to apply to the respective products.

KBC strongly recommends that, before selecting any of the above products, you click on the link below to read the Important Information.

To find our more or to apply call us on 1800 51 52 53.