Important Customer Notice

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Important Customer Notice

KBC Bank Ireland would like to draw your attention to some important information.
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Important Information about your Mortgage

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Important Information

  • After the 15th July 2022 KBC will be no longer accept new applications for Mortgages from non-KBC customers & existing KBC customers. If you have submitted an application on or before the 15th July 2022 it will be processed as normal.

  • Existing mortgage customers who wish to avail of the Current Account discount must apply for a Current Account by 15 July 2022.

  • For more information about what will be happening to your existing Mortgage in the future please click here.

Why is a KBC Mortgage right for me?


Up to 90% purchase price for residential mortgages

35 years

Loan terms up to 35 years for residential mortgages


Some of the lowest fixed rates on the market* with the KBC Current Account Offer


Save, 0.2% discount with the KBC Current Account Offer**

See KBC Current Account Offer conditions below
For full details see 'The Need-to-Knows' below

First Time Buyer Feature Block

First Time Buyer

First Time Buyer with KBC
Get your first home, without the fuss.

First Time Buyer

Get your first home, without the fuss.

Switchers Feature Block


Switch your Mortgage with KBC
Looking for a better deal? Maybe it’s time to switch things up.


Looking for a better deal? Maybe it’s time to switch things up.

Movers feature block


Mover Mortgages with KBC
Moving to a new home? We’ll help you get a move on


Moving to a new home? We’ll help you get a move on
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Great Rates

Designed with our customers in mind.
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The Need-to-Knows

*Source: December 2020

Lending Criteria, Terms and Conditions Apply. Security and Insurance are required. The maximum mortgage balance is 90% of the property value. Max loan amount will typically not exceed 3.5 times an individual’s gross annual income.

Information correct as at 1st December 2020.

  • **To apply for the optional extra 0.20% discounted rate, please contact KBC. You must also mandate your salary (self-employed customers must establish and maintain a monthly transfer to the Current Account that is at least equal to the monthly mortgage repayment) and pay your KBC Mortgage by direct debit from your KBC Current Account. If you cease to meet one and/or both of the aforementioned conditions, the interest rate on your KBC Mortgage will increase by 0.20% i.e. the discount will no longer apply. 
    In the instance you are availing of the Tracker Mover Option, the current account discount will only apply to the new business rate portion of your mortgage.

    Offer excludes Buy to Let Mortgages, Tracker mortgages, mortgage accounts which have been in arrears within the past 12 months or on the following mortgage arrears resolution options: Moratorium, Less than interest only arrangement, Interest Rate Reduction, Split Mortgage.

    All other terms and conditions applicable to the KBC Current Account and the KBC Residential Mortgages shall continue to apply to the respective products. KBC reserve the right to remove the availability of this offering for new and existing business customers at any time in the future. This will not affect existing customers who have already availed of the discounted current account mortgage rate.
KBC strongly recommends that, before purchasing any of the above products, you click on the link below to read the Important Information.