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Home Insurance with a difference

Specified and Unspecified Personal Possessions excess of only €50, for owner occupied properties or where you are a tenant in the property

Alternative accommodation up to 20% of sums insured for owner occupied properties or where you are a tenant in the property, in the event you need to move out of your home while repairs are taking place following a claim.

Unspecified Personal Possessions cover up to €2,000 automatically included for owner occupied properties or where you are a tenant in the property.

0% APR on Direct Debits and only 10% deposit required.

Benefits

25%


25% off the first year's premium with a KBC Current Account.

Switch


Switch and save 20% for the first year's premium!

New


Take out a mortgage with us and get 25% off the first year's premium.

Even more benefits

24/7

24/7 Home Emergency Helpline

Contents

Contents only cover is an option

No charges

No administration charges

Important Customer Notice

You may have seen the news about a recent announcement by KBC in the media. To find out more information about the announcement and what this could mean as you move through your insurance journey please click here.

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Get your Home Insurance sorted

Clicking the above links will take you away from KBC.ie

Existing Customer?

If you are an existing KBC Home Insurance customer and have a query on your policy give us a call.

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The Need-to-Knows

* Specified Personal Possessions and Unspecified Personal Possessions are an optional extra.

If you are an existing KBC Home Insurance customer and have a query regarding your policy, please contact 1890 37 38 39.

  • If you’re taking out a new Home Insurance policy with KBC, you can save 20% off the cost of the first year's premium!

    This offer is available online, by dropping into your local KBC Hub or by calling us on 1800 51 52 53

    Terms and Conditions:
    The offer will be for the first year only and is not available to existing KBC Home Insurance Customers.
    The offer will not be in conjunction with any other Home offer (if a customer gets the 25% Home Insurance discount as a result of drawing down their mortgage, they will not get the 20% offer as well)
    Offer will be subject to minimum premiums.
    Discounts do not apply to Family Personal accident or Family Legal Assistance cover options.
    T&C’s and underwriting criteria will apply.

    Offer expires 31st December 2021.
  • With a KBC Extra Current Account you can get a 25% discount on your first year's premium when you take out a new KBC Home Insurance Policy. This offer is only available by calling us on 1800 51 52 53 or by dropping into your local KBC Hub. 

    Get 10% off the premium when you renew an existing KBC Home Insurance Policy.
    Make sure you mention your Extra Current Account when you call about a quotation. Available on insurance policies for contents-only, and buy-to-let and owner occupied homes. If you hold more than one home insurance policy with KBCI, you are entitled to the offer on all home insurance policies.

    Offer not available in conjunction with any other home insurance offer. If you close your Extra Current Account, you won’t lose the offer for any remaining period of coverage but you won’t be eligible for the loyalty offer at the time of renewal of the policy. Offer subject to availability.Discounts do not apply to Family Personal accident or Family Legal Assistance cover options.

    Underwriting Terms and Conditions apply. Read or download the full Terms and Conditions (pdf, 244 KB).
  • If you’re a new residential mortgage customer with KBC, you'll get 25% off your KBC Home Insurance for the first year's premium! This offer is only available over by calling us on 1800 51 52 53 or by dropping into your local KBC Hub.

    25% off only applies in the first year. Offer expires 31st December 2021. If the KBC Home Insurance policy is cancelled before the first 12 months has expired, KBC reserves the right to request the customer to refund the balance of the premium.

    KBC Home Insurance quotes are valid for 30 days from the day you get your quote.
  • If you’re an existing KBC mortgage customer, you'll get 25% off a new KBC Home Insurance policy for the first year's premium!**

    This offer is only available by calling us on 1800 51 52 53 or by dropping into your local KBC Hub.

    **25% off only applies in the first year. Offer expires 31st December 2021.

    KBC Home Insurance quotes are valid for 30 days from the day you get your quote.
  •  - Low standard €350 Policy Excess
     - Personal money up to €400
     - Credit Card cover up to €1,275
     - €700 door lock replacement
     - Unlimited cover for deterioration of stock (food and drink) in deep freezer
     - 10% extra contents cover automatically at Christmas and during weddings for no extra cost
     - Fire Brigade charges up to €2,000
     - Garden cover up to €750
     - A No Claims Discount

    The above benefits are subject to terms and conditions of your policy. Underwriting acceptance criteria apply and is suitable for house ( buildings & content cover) and apartment (content only cover).
  • Cover your investment properties or holiday home and get 24/7 Home Emergency Response.
  • Add full accidental damage cover as an optional extra to insure your possessions against damage caused by unintended spills and breakages.

KBC Bank Ireland PLC is registered with the Central Bank of Ireland as an insurance intermediary (No. C26910). KBC Bank Ireland plc (“KBC”) has an exclusive agency agreement with Zurich Insurance plc (“Zurich”) for the provision of Home Insurance. KBC Home Insurance products are underwritten, administered and provided by Zurich Insurance plc. Your use of the Zurich website is subject to their privacy policy and terms of use. Zurich Insurance plc is regulated by the Central Bank of Ireland. KBC Bank Ireland plc is regulated by the Central Bank of Ireland.

APR = Annual Percentage Rate

Leaving KBC.ie: By clicking the "Get an online quote”, "Renew online" or "Retrieve your quote" buttons you will be redirected from KBC Bank Ireland’s (“KBC”) website to the website of one of KBC’s carefully selected insurance providers. The Data Protection / Privacy Policy on the insurance providers’ website will therefore apply.