Standard Financial Statement

The Standard Financial Statement is a budgeting tool which list all your monthly income and outgoings.

One of our arrears specialists can meet you at our Dublin office, located in Sandwith Street, Dublin 2, at a time that is suitable to you to talk you through the process. Call us on 0818 93 02 35 and we can arrange an appointment for you.

You may wish to seek independent advice to assist you with completing the Standard Financial Statement, e.g., from MABS or an appropriate alternative.

We will also ask for supporting documents, which may include bank statements, business accounts, payslips and your Employee Detail Summary.

Click to download a soft copy of the editable Standard Financial Statement (SFS)(pdf, 1 MB). For technical guidance on completing and electronically signing (e-signature) the editable SFS please read our Editable SFS - Technical Guidance .

For general guidance on completing your SFS you can download and read our Guide to completing the Standard Financial Statement (pdf, 685 KB).

There are two ways to complete and submit your SFS:

Option 1:  Complete the SFS then print and sign the form. Please then return the form, along with all relevant supporting documentation, by post to KBC Bank Ireland, Sandwith Street, Dublin 2 or by hand into our Dublin office located at the same address.

Option 2: Complete the SFS and attach your e-signature (as per the Editable SFS-Technical Guidance). Please then send by e-mail to along with all relevant supporting documentation. 

How To Complete The SFS 

If you have fallen behind with your mortgage repayments or you are worried about the prospect of falling behind. Please be assured KBC is committed to helping you get back on the road to recovery. This helpful video will guide you on your completion of the SFS along with our consumer guide to completing the standard financial statement.