Arrears literature


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Abhaile Booklet

16th December 2021

Abhaile is a scheme to help homeowners find a resolution to home mortgage arrears. It provides free expert financial and legal advice from qualified and regulated professionals, which are available through MABS or a Personal Insolvency Practitioner (PIP). This guide provides you with an overview of how Abhaile can help you if you are in arrears.

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MABS Leafet

16th December 2021

MABS, the Money Advice and Budgeting Service, is the State’s free money and debt advice service. MABS works with people who may be struggling with debt or who need help in managing their money. This leaflet provides you with an overview of the service offered by MABS.

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Understanding and Dealing with Debt

19 September 2013

This guide is designed to help you understand what debt means and how to manage debt. You can download a copy of this guide by clicking on the image here.

The guide includes information on:

Understanding and dealing with debt
Keeping your mortgage on track
Frequently asked questions
Helpful sources of advice and assistance.
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Standard Financial Statement

18 May 2022

The Standard Financial Statement is a budgeting tool which list all your monthly income and outgoings. In order to carry out an assessment on your request you must complete a Standard Financial Statement (SFS) and send it back to KBC Bank Ireland with all the relevant documentation which may include bank statements, business accounts and payslips.
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Guide to Standard Financial Statement

27 January 2022

This guide is designed to assist you when completing the Standard Financial Statement (SFS). We also have a series of short videos which will assist you in the process of completing and returning a Standard Financial Statement (SFS).

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MARP Guide

18 May 2022
This guide is designed to help you understand the Mortgage Arrears Resolution Process (MARP) and what support is available to you. It is a four step process designed to help you if you fall behind in your mortgage repayments or are at risk of falling behind. This code applies to the mortgage loan on your home in Ireland or on a rental property in Ireland provided that the rental property is the only property you own in Ireland.
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Mortgage Loan Restructure Process for Small and Medium Enterprise (SME)

30 June 2016

This guide is designed to help SME’s understand the Mortgage Arrears Resolution Process (MARP) and what support is available.

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Introduction to 'Mortgage to Rent' Scheme

21 March 2022

If your mortgage repayments are overdue, the Mortgage to Rent scheme may be
an option that could help you stay in your home.

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Important information to help people in mortgage arrears

11 February 2022

The Banking & Payments Federation Ireland is committed to working with borrowers who face genuine difficulty in maintaining mortgage repayments because of changed
financial circumstances.