Digital AIP FAQ

• What is the Digital Mortgage Approval in Principle process?

• Who is eligible to use this process?

• Who is not eligible to use this process?

• How does the Digital Mortgage AIP process work?

• What documentation is required to apply for an AIP via this process?

• Why is a payslip or proof of PPS Number required?

• What are the Central Bank of Ireland Loan to Value and Loan to Income regulations?

• What happens if I earn income in a currency other than Euro?

• Can Business Banking or Small & Medium Enterprise ‘SME’ customers apply through this process?

• What is a credit reference agency search?

• What happens if I am approved?

• What happens if I am approved for an amount lower than I requested?

• What happens if I am declined?