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Important Information about your Car Insurance

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Important Update

  • After the 15th July 2022 KBC will be no longer accept new applications for Car Insurance from non-KBC customers & existing KBC customers. If you have submitted an application on or before the 15th July 2022 it will be processed as normal.
  • There is no change for existing customers. For more information about what will be happening to your existing Car Insurance please click here.
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Car Insurance with a difference

Up to 55% No Claims Discount

Personal Effects cover up to €550 - Protect your personal belongings e.g. handbag, clothing, sports equipment and childcare accessories (applies to fully comprehensive policies only)

Stepback Protected No Claims Bonus - Your bonus is fully protected against fire, windscreen & theft claims. You only lose 2 years no claims bonus for other claims (applies up to a maximum 5-year NCB)

24 Hour Emergency & Claims Line - Just call 1800 208 408 for help


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Windscreen Cover

Front, back and side windows are covered as standard on the comprehensive car insurance policies and is available as an optional extra on third party fire and theft policies.

New for Old Replacement Car

New for Old, if your car is written off or stolen and not recovered, within 12 months of the date it was registered as new by you, you'll get a brand new one.

Courtesy Car

Up to a max. 7 day period & up to a Class B category vehicle (1.2 petrol engine) after an accident where a claim is open and an approved repairer is used
Important Customer Notice

You may have seen the news about a recent announcement by KBC in the media. To find out more information about the announcement and what this could mean as you move through your insurance journey please click here.

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Car Insurance for you with KBC
For great value car insurance, call us today!

Want to talk Car Insurance?

For great value car insurance, call us today!

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Quick renewals - Because you’ve better things to be doing.

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Quick renewals - Because you’ve better things to be doing.

The Need-to-Knows

  • Bonus is fully protected against Windscreen breakage. Any one Fire & Theft claim will not affect your no claims bonus at the next renewal however the no claims discount percentage will not increment at the next renewal. In the event of two or more claims of any type (except Windscreen claims) arising in one year of insurance, no discount will be allowed at the following renewal.
  • Only applicable if your car is stolen and not recovered or damaged to an extent greater than 60% of the manufacturer’s list price at time of change and has not travelled more than 24,000 Kilometres.
  • Courtesy car up to a maximum 7 day period and up to Class B category vehicle (1.2 Petrol engine), if your vehicle is damaged and being repaired by one of the approved repairers, provided such damage is recoverable under your policy. If your vehicle has been damaged beyond economical repair or has been stolen and not yet recovered, provided such damage is recoverable under your policy, we will arrange for a replacement courtesy car up to a maximum of 10 days. Refer to your policy document for full terms and conditions in relation to this benefit.

KBC Bank Ireland PLC is registered with the Central Bank of Ireland as an insurance intermediary (No. C26910). KBC Bank Ireland plc (“KBC”) has an exclusive agency agreement with Zurich Insurance plc (“Zurich”) for the provision of Motor Insurance. KBC Motor Insurance products are underwritten, administered and provided by Zurich Insurance plc. Your use of the Zurich website is subject to their privacy policy and terms of use. Zurich Insurance plc is regulated by the Central Bank of Ireland. KBC Bank Ireland plc is regulated by the Central Bank of Ireland.