It's your Mortgage Day!
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Free cashback* |
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Free direct debit and standing order processing. |
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Competitive Overdraft lending rates available. |
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Paperless eStatement and paper statement options. |
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Full suite of digital wallets: Apple Pay™, Google Pay™, Fitbit Pay™, Garmin Pay™ and wena Pay™. |
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Customer service that fits around you – phone, web chat and social from 8am to 11pm, 7 days a week. |
The KBC Standard Current Account is available to personal customers, i.e. your Standard Current Account may be used to operate and manage your personal financial affairs.
For example you may receive wages and salary payments and pay personal and domestic bills.
Your Standard Current Account may not be used for any business, charity, club, society or other organisation.
You must be resident in the European Union.
You may open a Standard Current Account in your sole name and/or in joint names with another person.
You must be aged 17 or over to open this account.
Please note: KBC Bank Ireland does not offer cash facilities at our hub locations and so are unable to cater for cash lodgements or withdrawals in our premises.
For more information see 'The Need-to-Knows' below.
Opening a Current Account should be something you can do anytime anywhere and with KBC it is. You can open your account with us across many different channels and we have called out the requirements for each below:
2 proofs of identity (e.g. 2 photo IDs)
2 proofs of address (must be dated within the last 6 months)
1 proof of identity and 1 selfie (in certain circumstances a second photo ID may be requested)
2 proofs of address (must be dated within the last 6 months)
2 proofs of identity (e.g. 2 photo IDs)
2 proofs of address (must be dated within the last 6 months)
1 original proof of identity (e.g. 1 photo ID)
1 original proof of address (must be dated within 6 months)
The following documents are accepted for proof of address:
Please note: All Proof of Address documents must be less than 6 months old at the time of application.
We've reduced the amount of paper we send you. This means no more current account statements in the post each quarter.
Get an extra 0.20% off your mortgage rate with a KBC Current Account.
*CashBack is at the retailers discretion and a purchase is required. A minimum amount may be necessary.
Terms and conditions apply. Other fees and charges may apply for ATM Cash Withdrawals and using a debit card for purchases in foreign currency.
You can apply for an Overdraft facility if you are aged 18 or over but this is subject to application.
The KBC Standard Current Account is a Euro account. You cannot make a to your Standard Current Account in any currency other than Euro.
Standard Current Account Fee Information Document.
Information and fees correct as at 1st December 2020.
Free features, for the kind of life that doesn’t like bank charges.
No charges for using a debit card for purchases in euroIf you live the kind of life that doesn’t like being charged for everything, you’ll love how much you can do for free with the bank of you.
No fees for...
Internet and Mobile Banking Transactions
Credit transfer into or out of your account
Direct debit set up or processing
Standing order set up or processing
Using a debit card for purchases in euro
Cash withdrawal [ATM] transactions (within the SEPA Zone) denominated in Euro or cheque lodgements if you maintain a minimum daily credit balance of €2,000 in your Current Account each fee paying quarter
Other fees and charges apply
Maintaining the Account fees €6.00
Cash withdrawal [ATM] €0.30 each
Cheque Lodgements €0.30 each
Everything you need to know is in your Current Account Fees & Charges booklet. If you have any questions or if you would like anyone to explain any part of it - please just ask.