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Standard Current Account
Get more as standard
Benefits
Free
contactless payments when using a Debit Card for purchases in Euro
Free
Online & Mobile banking transactions
Tap & Pay
Apple Pay™, Google Pay™, Fitbit Pay™, Garmin Pay™ and wena Pay™
Free
DIrect Debit & Standing Order Processing
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Free cashback* |
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Free direct debit and standing order processing. |
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Competitive Overdraft lending rates available. |
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Paperless eStatement and paper statement options. |
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Full suite of digital wallets: Apple Pay™, Google Pay™, Fitbit Pay™, Garmin Pay™ and wena Pay™. |
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Customer service that fits around you – phone, web chat and social from 8am to 11pm, 7 days a week. |
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The KBC Standard Current Account is available to personal customers, i.e. your Standard Current Account may be used to operate and manage your personal financial affairs.
For example you may receive wages and salary payments and pay personal and domestic bills.
Your Standard Current Account may not be used for any business, charity, club, society or other organisation.
You must be resident in the European Union.
You may open a Standard Current Account in your sole name and/or in joint names with another person.
You must be aged 17 or over to open this account.
Please note: KBC Bank Ireland does not offer cash facilities at our hub locations and so are unable to cater for cash lodgements or withdrawals in our premises.
For more information see 'The Need-to-Knows' below.
On the App
You can do it all with the KBC App.
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What documents do I need to open a KBC Current Account?
Opening a Current Account should be something you can do anytime anywhere and with KBC it is. You can open your account with us across many different channels and we have called out the requirements for each below:
Online via KBC.ie
2 proofs of identity (e.g. 2 photo IDs)
2 proofs of address (must be dated within the last 6 months)Instant on boarding via the KBC mobile app
1 proof of identity and 1 selfie (in certain circumstances a second photo ID may be requested)
2 proofs of address (must be dated within the last 6 months)Over the phone
2 proofs of identity (e.g. 2 photo IDs)
2 proofs of address (must be dated within the last 6 months)In one of our Hubs
1 original proof of identity (e.g. 1 photo ID)
1 original proof of address (must be dated within 6 months)
Before sending your documents to us here are some handy guidelines to follow:
Proof of Identity:
Proof of Address:
The following documents are accepted for proof of address:- Utility Bill (Electricity, Gas, Landline Phone etc.)
- Current Account Bank Statement
- Credit Card Statement
Please note: All Proof of Address documents must be less than 6 months old at the time of application.
Digital Wallets - The easy way to pay!
Great News! Paperless is here!
We've reduced the amount of paper we send you. This means no more current account statements in the post each quarter.
Our Current Account benefits keep on coming!
Get an extra 0.20% off your mortgage rate with a KBC Current Account.
The Need-to-Knows
*CashBack is at the retailers discretion and a purchase is required. A minimum amount may be necessary.
Terms and conditions apply. Other fees and charges may apply for ATM Cash Withdrawals and using a debit card for purchases in foreign currency.
You can apply for an Overdraft facility if you are aged 18 or over but this is subject to application.
The KBC Standard Current Account is a Euro account. You cannot make a to your Standard Current Account in any currency other than Euro.
Standard Current Account Fee Information Document.
Information and fees correct as at 1st December 2020.
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Free features, for the kind of life that doesn’t like bank charges.
No charges for using a debit card for purchases in euro
No charges for Cashback*
No charges for Direct Debit processing
No charges for Standing Order processing
No charges for Internet and Mobile Banking Transactions
*Cashback is at the discretion of the retailer and a purchase is required. A minimum payment may be necessary.
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Free Cashback & Contactless Payment
Get cashback* in store for free and avoid those annoying ATM charges.
Your contactless KBC Debit Card allows you to pay for items up to €50 in seconds by just passing your card over the machine.
KBC Masterpass
KBC MasterPass allows you to store your card data and delivery address into a digital wallet which makes online shopping faster, easier and more secure. Register your card details here.(Please note when you click the link you will be brought to the Masterpass website)
Secure Online Shopping
Your KBC Debit Card is protected by MasterCard SecureCode. We will send you a secret one-time code by SMS to protect against unauthorised use when you shop online. No more passwords to remember!
Priceless Ireland
Enjoy exclusive offers, benefits and the Mastercard experience with your KBC Debit Card when you register at pricelessireland.ie.
Find out more about our Debit Card
*Cashback is at the discretion of the retailer and a purchase is required. A minimum payment may be necessary. Annual Government Stamp Duty/tax of €2.50 is charged when you use your card at an ATM or Point of Sale (POS). If you use your card at both ATM and POS the tax is €5. Only available to those aged 17 years or over.
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If you live the kind of life that doesn’t like being charged for everything, you’ll love how much you can do for free with the bank of you.
No fees for...
Internet and Mobile Banking Transactions
Credit transfer into or out of your account
Direct debit set up or processing
Standing order set up or processing
Using a debit card for purchases in euro
Cash withdrawal [ATM] transactions (within the SEPA Zone) denominated in Euro or cheque lodgements if you maintain a minimum daily credit balance of €2,000 in your Current Account each fee paying quarter
Other fees and charges apply
Maintaining the Account fees €6.00
Cash withdrawal [ATM] €0.30 each
Cheque Lodgements €0.30 eachEverything you need to know is in your Current Account Fees & Charges booklet. If you have any questions or if you would like anyone to explain any part of it - please just ask.
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Apple, the Apple logo, iPhone, iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Apple Watch and Touch ID are trademarks of Apple Inc. Apple Pay on an iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone 7, iPhone 7 plus, iPhone SE, iPad Pro, iPad Air 2, iPad mini 4, iPad mini 3 running on iOS8.3, MacBook Pro with Touch ID. You can also use an Apple Watch if it is paired with an iPhone 5 or later.
Android, Google Pay and the Google Pay logo are trademarks of Google LLC. Works with most compatible NFC Android devices running 5+ (Lollipop) or higher.
Fitbit, Fitbit Pay, Fitbit Ionic and the Fitbit logos are trademarks or registered trademarks of Fitbit Inc. Fitbit Pay lets you make payments on the go directly from your wrist with your Fitbit Ionic watch and works with the Fitbit app on any compatible device running Android 4.4 (or higher) or on iPhone 5 (or later).
Garmin, the Garmin logo and the Garmin delta are trademarks of Garmin Ltd, or its subsidiaries and are registered in one or more countries.
wena and the wena logo are trademarks of Sony Ltd, or its subsidiaries and are registered in one or more countries.
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Lending Criteria, terms and conditions apply.