You must hold a KBC Current Account and have mandated your salary to the account for at least 3 months to be eligible to apply unless you are switching in your primary current account (where your salary is mandated) to KBC .
In order to process your application we may ask you to provide documentation to help us assess your ability to repay the loan, and to confirm your identity. From time to time we may ask you for further documents.
Before being bound by a credit agreement, we are obliged to provide you with a standardised information document called the European Consumer Credit Information (‘ECCI’) form. It is designed to give you the best overview of the key information and terms and conditions of any credit agreement you consider, allowing you to compare the offers of different credit providers and select the credit offer that works best for you. The ECCI contains important details such as: the type of credit, amount and costs of credit, the Annual Percentage Rate (APR), as well as a note on important legal aspects.
The European Consumer Credit Information form for the KBC Overdraft can be found above under the Forms section.
To increase the limit, you will be required to complete an application which will be subject to credit assessment.