It's your Mortgage Day!
KBC Bank Ireland would like to draw your attention to some important information.
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Lodging €2,000 a month sounds like a stretch? Our other Current Accounts also offer great value.
For more information see 'The Need-to-Knows' below.
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No quarterly fees for maintaining the account & no need to maintain a minimum balance! |
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Free Euro cash withdrawals (ATM) and cheque lodgement fees |
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Free contactless payments & debit card transactions when using a Debit Card for purchases in Euro |
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Paperless eStatement and paper statement options |
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Full suite of digital wallets: Apple Pay™, Google Pay™, Fitbit Pay™, Garmin Pay™ and Wena Pay™ |
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Bonus - Better rates on personal loans & mortgages |
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Customer service that fits around you – phone, web chat and social 7 days a week from 8am to 8pm Monday to Friday and 9am to 5pm on Saturday and Sunday. |
The KBC Extra Current Account is available to personal customers, i.e. your Extra Current Account may be used to operate and manage your personal financial affairs.
For example you may receive wages and salary payments and pay personal and domestic bills.
Your Extra Current Account may not be used for any business, charity, club, society or other organisation.
You must be resident in the Republic of Ireland.
You may open one Extra Current Account in your sole name and one in joint names with another person.
You must be aged 17 or over to open this account.
You must lodge a minimum of €2,000 per month to this account.
Please note: KBC Bank Ireland does not offer cash facilities at our hub locations and so are unable to cater for cash lodgements or withdrawals in our premises.
For more information see 'The Need-to-Knows' below.
You’ll get us on the phone 7 days a week from 8am to 8pm Monday to Friday and 9am to 5pm on Saturday and Sunday.
As a KBC Extra Current Account holder you have the access to the following optional Extra features.
Please note a lodgement of €2,000 per month to your Extra Current Account is required to avail of the Savings features and Home Insurance Policy Discount.
Lodge €2,000 into your Extra Current Account each month to avail of our 2 Extra savings products:
Once the balance in the Extra Regular Saver Account reaches the maximum balance, as outlined in the Personal Deposit Rate Matrix, (including interest credited to the account) the entire balance will earn interest at the then prevailing Standard Demand Deposit Account interest rate.
Lodge €3,000 - €100,000 in 1 lodgement at account opening
Lodge €2,000 into your Extra Current Account each month and:
Available on insurance policies for contents-only, for buy-to-let and owner occupied homes. Offer not available in conjunction with any other home insurance offer.
Find out more about our Home Insurance offers and make sure you mention your Extra Current Account when asking for a quotation
That quick stop at the shop just got quicker.
Just tap, pay and done!
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KBC Credit Card
You can now go Paperless with your Current Account Statements.
To help you on your way, new or existing residential mortgage customers can get 0.20% optional discount with a KBC Current Account
If you fail to lodge €2,000 to your Extra Current Account in any given month you will be liable for all fees and charges applicable to a standard KBC Current Account as set out in our Fees and Charges Booklet for the whole of the quarter in which that month fell.
In addition, if you fail to lodge the monthly amount of €2,000 to your Extra Current Account on more than one occasion you could lose the benefits of any optional extras which you have availed of in conjunction with your Extra Current Account.
If you recommence making the monthly lodgement, you will be eligible for the benefits from the beginning of the next quarter.
You may however not be entitled to the reinstatement of any optional extras (including without limitation any bonus interest rates applicable to an Extra Deposit Accounts) which you have availed of in conjunction with your Extra Current Account.
Account Transaction & Fees for maintaining the account are calculated on a quarterly basis and debited from your account in respect of the previous 3 month period. Quarterly charging periods are scheduled as follows (dates are inclusive);
Quarter 1: 1st January - 31st March
Quarter 2: 1st April - 30th June
Quarter 3: 1st July - 30th September
Quarter 4: 1st October - 31st December
Details of any transaction fees & charges to your account will be confirmed to you in a Fee Advice Letter approximately 10 business days before they are deducted from your account.
*Free day to day banking means you won’t be charged for day to day use of your account - like cash withdrawals and quarterly fees for maintaining the account. Fees and charges may apply for non-euro ATM cash withdrawals and using a debit card for purchases in foreign currency.
You can apply for an Overdraft facility if you are aged 18 or over but this is subject to application.
The KBC Extra Current Account is a Euro account. You cannot make lodgements to your Extra Current Account in any currency other than Euro.
Bonus offers are subject to availability.
Terms and conditions apply. Other fees and charges including Cash withdrawal [ATM] charges if used, apply.
Extra Current Account Fee Information Document.
Opening a Current Account should be something you can do anytime anywhere and with KBC it is. You can open your account with us across many different channels and we have called out the requirements for each below:
2 proofs of identity (e.g. 2 photo IDs)
2 proofs of address (must be dated within the last 6 months)
1 proof of identity and 1 selfie (in certain circumstances a second photo ID may be requested)
2 proofs of address (must be dated within the last 6 months)
2 proofs of identity (e.g. 2 photo IDs)
2 proofs of address (must be dated within the last 6 months)
1 original proof of identity (e.g. 1 photo ID)
1 original proof of address (must be dated within 6 months)
The following documents are accepted for proof of address:
Please note: All Proof of Address documents must be less than 6 months old at the time of application.