Why does the certificate of interest for 2016 include interest charged on the 1st of January 2017?

Mortgage accounts with KBC are paid a month in arrears. What this means is that the payment that falls due on the 1st of the month, actually relates to the previous month. Therefore the interest charged on the 1st of January 2017 relates to December 2016 and so is included in the total interest figure for 2016.

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