A Direct Debit is an agreement between you and the organisation you're paying, which allows them to take money out of your account at regular intervals. The organisation will set this up and they can alter the amount being paid upon your instruction. Direct Debits are ideal for paying bills that can vary from month to month such as gas and electricity. If you wish to cancel a Direct Debit you must contact the organisation directly.

A Standing Order is an automatic regular payment but the amount is fixed. You can set up a Standing Order and only you can make changes to it such as change the amount or payment date. You can cancel a Standing Order via your Online Banking.