If you have been approved for a lower loan amount than the one you requested, this is to ensure that the loan amount approved is suitable and affordable based on your personal financial circumstances. This decision has been made by an automated decision system. You’re welcome to have the decision reviewed by a member of our team.

Please remember - Approval in Principle is a positive step but is not a formal loan offer and may be subject to amendment. It should not be used to enter a binding contract or purchase at auction.