What documentation will I need for a mortgage application?

Your KBC Bank Ireland mortgage advisor will assist you with this, but the standard documentation we require is outlined below:

Application Form
Fully completed and signed. Please ensure that all the Declarations are signed and fully completed (note there are 3 sections to be signed).

  • Bank Statements
    For Approval in Principle - 6 months continuous Bank Statements required, of which at least one must be an original.
    Any other documentation required to verify savings and/or gift for house purchase and balance of funds.
    Most recent Mortgage Statement (if applicable)
    Most recent Term Loan Statements (if applicable)
  • Credit Card Statements
    For Approval in Principle - 2 months continuous Credit Card Statements or e-statements (the latest dates within 3 months.)
  • Details of Income Verification
    • Employed
      • Up to date employee status report completed & stamped by employer within the last 6 months.
      • Two recent payslips (latest within last 6 months) for each applicant.
      • Most recent P60 for each applicant.
    • Self-Employed/Proprietary Director
      • Copy of audited accounts for the two most recent financial years.
      • Copy of the two most recent years tax returns (P.21 or notice of assessment).
  • Identification
    • Photo ID
      • ​​​​​​​Two forms of photographic ID for each applicant – passport and driver’s licence.
    • Address Verification
      • Two Original Utility Bills or bank statements required for each applicant (dated within past six months.)
        Other documentation if applicable
        Separation agreements or any other relevant legal agreements.

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