Can I reduce the fees I’m currently being charged?

There are several handy ways to reduce your quarterly account fees and avoid paying penalty charges:

  • Keep an eye on your account balance and make sure you have enough money in your account at all times to meet your payments and account fees & charges
  • Keep within your Overdraft limit (where applicable)
  • Be aware of quarterly and annual charges such as Government Stamp Duty
  • Ask for cashback when using your debit card for purchases in-store. Cashback is at the retailer's discretion and a minimum purchase amount may be required
  • Use your debit card for purchases in euro to make contactless payments
  • Maintain a daily credit balance of €2,000 in your Current Account to avoid paying ATM (cash withdrawal) or cheque lodgement fees
  • If you have an Extra Current Account, make sure you are lodging €2,000 every month to avoid paying fees, ATM (cash withdrawal) or cheque lodgement fees.
  • Note: Using a debit card for purchases in foreign currency may incur fees and charges.

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