KBC Current Accounts

Current Accounts Download Booklet

Here's what you need to know

KBC Current Accounts did not move to Bank of Ireland and have now been closed, if you have a balance remaining that you would like to claim please get in touch as soon as possible.

What's happening?
If there was any remaining funds in your account when your KBC account closed, KBC will continue to hold these funds on your behalf. Please complete and return the residual balance form you have received to retrieve these funds.

Current Account Help Hub

What's changing?

We've put together some useful information for you. You can use the buttons below to find the information that you need.

Top FAQs

We've put together the top FAQs for customers:

My Current Account is now closed but there was a balance in the account. How do I withdraw my funds?

Please fill in the Residual Balance Reclaim Form (140 kb, pdf) and return by email to residualbalance@kbc.ie and we will arrange for your funds to be returned. You can also return the form by post to KBC Bank Ireland plc, Sandwith Street, Dublin 2, D02 X489.

Can I request a new reclaim form?

Yes you will find a new copy of the form here. Alternatively, you can send in a signed handwritten instruction with the same information. Note: this instruction must clearly state that it relates to a RESIDUAL BALANCE RECLAIM and must contain all the information that is required on the standard form.

How do I return my reclaim form?

Please fill in the attached reclaim form and return by email to residualbalance@kbc.ie and we will arrange for your funds to be returned. You can also return the form by post to KBC Bank Ireland plc, Sandwith Street, Dublin 2, D02 X489.

How long will it take to receive my funds?

We will endeavour to process your Reclaim Request Form as soon as possible. However please be aware that in certain circumstances we may be required to verify some information with you once the Reclaim form is received, which may add time onto the process. In certain scenarios, we may need to call you back. For example: If you have nominated an account to which you haven’t transferred funds (from your KBC Current Account) to previously then we will call you back to confirm the details prior to sending the funds.

Can I have my Residual balance Reclaim funds split and sent to different accounts?

Residual balance is repaid In full in one amount to one IBAN only.


What's happening? 

As KBC Current Accounts have not moved to Bank of Ireland, they have been closed. Personal Overdrafts will need to be brought to zero and your overdraft facility will be cancelled when your Current Account Closes.

Before your overdraft is cancelled you will need to clear the overdraft and bring your account balance to zero. If you have an existing overdraft this will not automatically transfer to your new provider and you will have to make a new application with your new provider to have an overdraft on your new account. Please note that the overdraft terms and conditions may be different and you may not be approved for the same overdraft limit with a new provider.

When deciding your new Current Account provider it may be useful to discuss this with them in advance.

Transfer of Overdrafts to Cabot

If you have an outstanding Overdraft or Unauthorised Overdraft Balance on your account at a date in the future it may transfer to Cabot.

If you have received a communication to advise that your overdraft or unauthorised Debit Balance will transfer to Cabot you can find more information here.

In the meantime, we’re here to help with any queries you may have about clearing your Personal Overdraft, please get in touch with our Customer Service Team.

Worried about repaying your overdraft?
If you are currently having difficulty repaying your overdraft, please get in touch with us to talk about your options and how we can help you. We can work with you to find a repayment solution that suits your personal situation.

Get in touch - Retail


We’re here to help. You’ll get us on the phone Monday, Tuesday, Wednesday and Friday 9am to 5.15pm and Thursdays 9am to 8pm.

Need help or support?

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Important Information for the day to day management of your Account


Terms and conditions apply. Other fees and charges may apply. If you are a Basic Current Account Customer our Basic Terms and Conditions apply.

Please note: KBC Bank Ireland does not offer cash facilities at our hub locations and so are unable to cater for cash lodgements or withdrawals in our premises.

  • The features of your KBC Current Account will continue to apply until you close your account with us.

    (Including: Standard Current Account; Extra Current Account; Teen Current Account; Current Account Plus; Student Current Account; Basic Bank Account.)

    Free contactless payments when using a Debit Card for purchases in Euro.

    Free online & mobile banking transactions.

    Free Direct Debit & Standing Order Processing.

    No quarterly fees for maintaining the account.

    Free cashback - CashBack is at the retailers discretion and a purchase is required. A minimum amount may be necessary.

    Paperless eStatement and paper statement options available

    Full suite of digital wallets: Apple Pay™, Google Pay™, Fitbit Pay™, Garmin Pay™ and wena Pay™

  • Current Account Closure form 46kb Download PDF
    Basic Current Account: Fee Information Document 260kb Download PDF
    Debit Card Refund Request Form 44kb Download PDF
    Current Account Plus: Fee Information Document 260kb Download PDF
    Extra Current Account: Fee Information Document 244kb Download PDF
    Standard Current Account: Fee Information Document 260kb Download PDF
    Student Current Account: Fee Information Document 260kb Download PDF
    Teen Current Account: Fee Information Document 259kb Download PDF
    Deposit Guarantee Scheme Leaflet 56kb Download PDF
    Current Account Fees and Charges 155kb Download PDF
    Personal Banking Terms and Conditions 252kb Download PDF
    SEPA Direct Debit Refund Form 189kb Download PDF
    Standing Order Form 39kb Download PDF
    Personal Customers - Self Certification under CRS and FATCA 37kb Download PDF

    Check out our Glossary of Terms here.