*Loan Discount offer is available with respect to new Personal Loan applications only and is subject to availability. To avail of the discounted rate, you must repay the loan from your KBC current account by direct debit.If you cease paying your KBC Personal Loan by direct debit from your KBC current account, you will lose the discount. The discounted rate is a discount on the standard personal loan rate which equates to a 1% discount on the Annual Percentage Rate ("APR"), which may vary.
All other terms and conditions applicable to the KBC Current Account and the KBC Personal Loan shall continue to apply to the respective products.
Please note that you are not obliged to avail of the “Discounted Personal Loan Rate” and you can open a KBC Personal Loan and a KBC Current Account without availing of the Discounted Personal Loan Rate. Fees and Charges and Terms and Conditions are applicable to the KBC Current Account.
Please note there are no additional fees applicable for the Discounted Personal Loan Rate however there are fees and charges applicable in connection with the Personal Loan account, details of which will be set out in the Personal Loan Terms and Conditions that will be issued to you if your application is approved.
**You may have to pay charges if you pay off your personal loan early. Lending criteria, underwriting, terms and conditions apply.
^Just use your debit card in-store for purchases or cashback for free. You don’t need to use the ATM and incur those annoying ATM charges. Cashback is at the retailers discretion and a purchase is required. A minimum amount may be necessary. Other fees and Charges may apply.