It's your Mortgage Day!
day to day banking with no quarterly fees for maintaining the account*
contactless payments when using a Debit Card for purchases in Euro
Direct Debit & Standing Order Processing
Apple Pay™, Google Pay™, Fitbit Pay™, Garmin Pay™ & Wena pay™
If you don't have a Current Account in Ireland, the Basic Current Account might work for you.
With the Basic Current Account you can:
Set up Direct Debits and Standing Orders
Access your account on the App
Free Euro Cash Withdrawals [ATM] & Cheque Lodgement fees
Please note: KBC Bank Ireland does not offer cash facilities at our hub locations and so are unable to cater for cash lodgements or withdrawals in our premises.
Currently not hold a Current Account with a bank in the Republic of Ireland
You may also be eligible if you currently hold a Current Account with a bank in the Republic of Ireland but have received notice that your account will be closed.
The account is provided free of charge for a period of 12 months, after 12 months have passed we will review your account and you may be moved to one of our other Current Account products if the following occurs:
Lodgements to the Basic Current Account over a period of 12 months must not exceed the national minimum hourly rate of pay multiplied by 2,080 (i.e. 40 hours x 52 weeks). If lodgements to the Basic Current Account exceed this limit we may at our absolute discretion change your Basic Current Account to the standard KBC Current Account to which the fees and charges as set out in the Fees and Charges Booklet will apply. Any such change will be notified to you in accordance with the Terms and Conditions.
Root for the perfect buy, not for your wallet.
Just tap, pay and done!
*Free day to day banking means you won’t be charged for day to day use of your account - like cash withdrawals and quarterly fees for maintaining the account. Fees and charges may apply for non-euro ATM cash withdrawals and using a debit card for purchases in foreign currency.
There is no overdraft facility available with the KBC Basic Current Account.
You are not required to purchase any additional services in order to obtain a KBC Basic Current Account. The KBC Basic Current Account is a Euro account. You cannot make lodgements to your Basic Current Account in any currency other than Euro.
Basic Current Account Fee Information Document
Full details of the Terms and Conditions (pdf, 156 KB) can be found here.
If you live the kind of life that doesn’t like being charged for everything, you’ll love how much you can do for free with the bank of you:
Everything you need to know is in your Current Account Fees & Charges booklet. If you have any questions or if you would like anyone to explain any part of it - please just ask.