Business Deposit Accounts

Saving for an office extension or expansion of your business?

Our range of business deposits will help.

  • KBC Demand Deposit Account - access to your money when you need it.
  • KBC Fixed Term Deposit allows you to lock funds away
  • All Deposit Accounts are available in Euro and Sterling Currencies. Minimum Deposits required are €3000/£2000.

Talk to us about your business

Our Business Partners specialise in supporting professionals across a range of sectors including financial, legal, medical, pharmacy & property. If you are a professional with an affiliated body, get in touch to discuss how we can support you and your business.

Deposit Accounts for your business

Saving for a new office refurbishment or practice upgrade? Whatever your plans our range of business deposit accounts will help you get there.

Demand Deposit Account

With a KBC Business Demand Account your funds are available when you need them. Interest is paid twice yearly.

Fixed Rate Deposit Account

KBC Fixed Rate Business Deposits accounts offer the option 6 or 12 month fixed terms. Interest Rate is fixed for the term of the account and paid on maturity.

Deposit Rates

Read or download a full overview of our Deposits rates (pdf, 105 KB)


Important Information

Interest is subject to Deposit Interest Retention Tax (DIRT) where applicable. Interest is paid at the end of the term or as specified by the account terms. Interest on Cleared Funds will be calculated on the daily balance outstanding on the Business Deposit Account and shall accrue from day to day and will be calculated on the basis of the actual number of days elapsed and the number of days in a year as from time to time corresponds with normal banking practice for the currency concerned which at present in the case of deposits in Euro is 365 days based on a 360 day year and in the case of deposits in Sterling is 365 days based on a 365 day year. Any reference to ‘per annum’ or payments of an annual nature shall be construed accordingly.

​The Gross Return Rate is the indicative rate of gross interest (before DIRT) that will be paid to the customer based on the length of the time the funds are in the account.

​Unless the Bank receives instruction(s) from you on or before the maturity date, the full balance in the account will be reinvested in a similar fixed term product at the prevailing interest rate for that product on that date. If on the maturity date there is no similar fixed term product available, the full balance in the account will be reinvested in our Business Demand Deposit account earning the then prevailing Standard Demand Deposit Account interest rate

KBC Business Deposit Accounts are only available to residents of the Republic of Ireland.