Important Customer Notice Business Banking

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Important Customer Notice

KBC Bank Ireland would like to draw your attention to some important information.
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KBC Business Credit Cards

Please note: We are no longer accepting applications for this product. If you have made an application on or before the 15th July 2022 for an increase in your credit limit it will continue to be processed

Business Credit Cards Download Booklet

Here's what you need to know

We've put together some useful tips and frequently asked questions for you.

What's happening?
KBC Business Credit Cards are not moving to Bank of Ireland and will, therefore, close at a date in the future. You do not need to take any action at this time. We will write to you again with more information and next steps.
What to expect...
KBC will send you a letter giving you at least 6 months’ notice of your account closing and providing you with more details about what’s happening to your Business Credit Card. We will send you reminders to ensure that your Business Banking is not interrupted.
What you need to do...
You do not need to take any action at this time. You should continue to make your credit card payments as normal. Make sure your contact details are correct and up to date so we can keep you updated. Please make any secondary/additional card holders aware of any updates.

Guide to Next Steps

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Business Credit Cards Help Hub

What is changing?

Are you an existing customer? We've put together some useful information for you to help you prepare for the changes ahead.

Your Credit Card

KBC will give you plenty of notice of your Business Credit Card closing to give you sufficient time to move to a new credit card provider.

Any outstanding balances, fee & charges, stamp duty will need to be paid as part of the closure. Should you have any concerns about your ability to repay please get in touch with us as soon as possible.

You may, of course, close your Credit Card Account at any time by writing to us with your instructions at KBC Business Support Team, KBC Bank Ireland, Sandwith Street, Dublin 2.

Top FAQs

Are you an existing customer and need some additional support check out our FAQs:

What does this announcement mean for my existing Business Credit Card?

If you have an existing KBC Business Credit Card, after the 15 July 2022 existing customers can no longer apply for an increase to their Credit limit. However, you can continue to use your Business Credit Card and indeed request a decrease to your limit at any time.

Business Credit Cards will not move to Bank of Ireland. Business Credit Cards will need to be closed by KBC at a given date in the future – this will happen even if the Binding Agreement with Bank of Ireland does not receive approval. 

 If this happens you will continue to be afforded all relevant legal and regulatory protections.

When there are further updates we will write to you with any additional information and support you may require.  We will ensure you are provided with plenty of notice of any impact and/or changes to your account in line with all legal and regulatory protections.

Get in touch - Business


We’re here to help. Phone us Monday – Friday from 8am – 6pm.

Need help or support?

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Important Information about your KBC Business Credit Card

Lending Criteria, Terms and Conditions Apply. 
    • Minimum Credit Limit €500
    • Contactless payments
    • Each Cardholder’s transactions are detailed separately on the monthly statement
    • All card balances paid by one monthly direct debit
    • Choose from 4 different payment due dates
    • Cash Advance facility available
    • Annual Fee Applies, see below for details
Warning: if you do not meet the repayments on your credit facility agreement, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future