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KBC Business Credit Cards

As you may already know, KBCI has begun a gradual transition to leave the Irish Market and has entered into a binding agreement with Bank of Ireland whereby they would acquire the majority of KBC Bank Ireland’s loan assets and deposits. On 24 May 2022 this Binding Agreement received approval from the Competition and Consumer Protection Commission. This Agreement is still subject to ministerial approval.

KBC Business Credit Cards are not moving to Bank of Ireland.

What's happening?

KBC Business Credit Card Accounts will, therefore, close at a date in the future.

You do not need to take any action at this time. We will write to you again with more information and next steps.

In the meantime, we’re here to help with any queries about your Business Credit Card.

What to expect next...

KBC will send you a letter giving you at least 6 months’ notice of your account closing and providing you with more details about what’s happening to your Business Credit Card.

We will send you reminders to ensure that your Business Banking is not interrupted.

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Important things to know

KBC will give you plenty of notice of your Business Credit Card closing to give you sufficient time to move to a new credit card provider.

Any outstanding balances, fee & charges, stamp duty will need to be paid as part of the closure. Should you have any concerns about your ability to repay please get in touch with us as soon as possible.

You may, of course, close your Credit Card Account at any time by writing to us with your instructions at KBC Business Support Team, KBC Bank Ireland, Sandwith Street, Dublin 2.

What do I need to do now?

You do not need to take any action at this time.

You should continue to make your credit card payments as normal.

Make sure your contact details are correct and up to date so we can keep you updated.

Please make any secondary/additional card holders aware of any updates.

Frequently Asked Questions

  • If you have an existing KBC Business Credit Card, after the 15 July 2022 existing customers can no longer apply for an increase to their Credit limit. However, you can continue to use your Business Credit Card and indeed request a decrease to your limit at any time.

    Business Credit Cards will not move to Bank of Ireland. Business Credit Cards will need to be closed by KBC at a given date in the future – this will happen even if the Binding Agreement with Bank of Ireland does not receive approval. 

     If this happens you will continue to be afforded all relevant legal and regulatory protections.

    When there are further updates we will write to you with any additional information and support you may require.  We will ensure you are provided with plenty of notice of any impact and/or changes to your account in line with all legal and regulatory protections.
  • We are now providing notice that after 15 July 2022 we will no longer be accepting new applications for all KBC products including Business Current Accounts, Business Loans and Business Deposits (including the Client Demand Accounts) for new and existing customers. We previously paused applications for Professional Fee Finance and Tax and Pension Finance Products, Business Overdrafts and Business Credit Cards and are no longer accepting applications.

Get in touch - Business


We’re here to help. Phone us Monday – Friday from 8am – 6pm.

Need help or support?

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Warning: if you do not meet the repayments on your credit facility agreement, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future