• During the term you can make one additional lodgement and/or withdrawal of up to 25% of the original amount deposited¹
  • Rate 0.95% Gross/AER
  • 12 month fixed term
  • Interest rate is fixed for the term
  • Minimum balance is €3,000
  • Maximum balance is €1,500,000
  • Interest is paid at the end of the term
Apply Now

Or call our Sales Team on 1800 51 52 53.

If you're looking for certainty but with flexibility, you can enjoy the benefit of a 12 month Fixed Rate, with the flexibility to make one additional lodgement or withdrawal of up to 25% of your initial deposit amount during the term.

Terms and Conditions apply

Interest is subject to Deposit Interest Retention Tax (DIRT) where applicable.

¹ For Euro Fixed Rate Accounts with withdrawal one withdrawal of up to 25% of your initial deposit is permitted during the term. Interest is subject to Deposit Interest Retention Tax (DIRT) where applicable. Interest is paid at the end of the term or as specified in account terms. Interest is calculated on a 360 day basis but paid on 365 day basis. Rates effective from 15th May 2015. The Fixed Rate Deposit Account (with withdrawal facility) does not permit any access to funds prior to the maturity date, other than that already permitted within the account Terms & Conditions. In exceptional circumstances, KBC Bank Ireland may at its sole discretion and subject to reasonable conditions permit a withdrawal from an account before the maturity date in addition to the existing withdrawal facility.

AER means Annual Equivalent Rate and shows what the interest rate would be if the interest was compounded and paid each year (instead of monthly or over any other period). Interest is paid at the end of the term. Interest is calculated on a 360 day basis but paid on 365 day basis. Rates effective from 15th May 2015.

For new deposit accounts opened from 23rd February 2015 onwards, full details of the Terms and Conditions can be found here.

For existing customers, deposit accounts opened prior to 23rd February 2015, full details of the Terms and Conditions can be found here.

The Top-Up Deposit Account does not permit any access to funds prior to the maturity date, other than that already permitted within the account Terms & Conditions. In exceptional circumstances, KBC Bank Ireland may at its sole discretion and subject to reasonable conditions permit a withdrawal from an account before the maturity date in addition to the existing withdrawal facility.

Unless we receive instruction(s) from you on or before the maturity date, the full balance in the account will be reinvested in a similar fixed term product at the prevailing interest rate for that product on that date. If on the maturity date there is no similar fixed term product available, the full balance in the account will be reinvested in our Standard Demand Deposit account earning the then prevailing Standard Demand Deposit Account interest rate.