Smart Access Demand Account

  • Rate 1.25% Gross/AER (Variable)
  • Minimum balance is €3,000
  • Maximum balance is €100,000^
  • Instant access to your savings
  • Unlimited withdrawals
  • Interest is added annually on 31st December

Apply Now

Or call our Sales Team on 1800 51 52 53

Looking for high reward with low commitment? With a great variable rate of interest of 1.25% and instant, unlimited access to your savings without penalty, you can enjoy the best of both worlds.

Terms and Conditions

ˆOnce the account balance (including interest added) exceeds €100,000 the entire balance will earn interest at the Standard Demand Deposit Account rate. You may only open one Smart Access Demand Account in your sole name. In addition, you may open a Smart Access Demand Account jointly with another Customer.

Interest is subject to Deposit Interest Retention Tax (DIRT) where applicable. AER means annual equivalent rate. Information correct as at 10th July 2015. Rate subject to availability. Terms and Conditions apply.

For new deposit accounts opened from 23rd February 2015 onwards, full details of the Terms and Conditions can be found here.

For existing customers, deposit accounts opened prior to 23rd February 2015, full details of the Terms and Conditions can be found here.