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Our investments have been designed with you in mind
Investing shouldn’t be confusing. Here we break down the jargon and answer the most frequent questions we get about investments.
Investments 101
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KBC invest your money in shares and bonds, which could help you beat inflation, whereas savings typically pay a fixed or variable interest rate. Both savings and investments can be made in lump sums or on a regular, monthly basis.
As with everything there are risks, the value of your investment may go down as well as up. -
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Tap2Invest is our investment product offered entirely through the KBC app - from opening the investment account to tracking your investment. This is a non-advisory product, which means that you can invest through the app, from as little as €10, without having to complete a Risk Profile or answer any questions from our Investment Executives.
Tap2Invest Extra is our advisory investment journey, you have the option to take advice by contacting our dedicated team. This allows our advisors to understand how you feel about risk through Tap2Invest Extra. Their tailored recommendation will recommend one of six funds, which each have different share and bond allocations.
Both Tap2Invest & Tap2Invest Extra allow you to invest a lump sum or on a regular monthly basis.
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You can access your funds any time using our mobile app - tracking or amending your existing investment, or to cash out. In an ideal world, you’d invest for 5 or more years to get the most from your money.
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- All KBC investment funds have a 1% entry fee. There is no fee or charge for encashing all or part of your investment at any time.
Our investment funds also have an annual management fee which differs according to the fund chosen – you will receive a document containing these fees and charges during investment journey. Our historic returns, where quoted, are always net of the management fee.
Not a customer but want to invest?
Book an appointment with our dedicated team to become a KBC customer so you can start investing straight away!
The Need-to-Knows
KBC Bank Ireland plc is a distributor of funds managed by KBC Fund Management Ltd and KBC Asset Management NV.
KBC Bank Ireland plc and KBC Fund Management Ltd are regulated by the Central Bank of Ireland.
KBC Asset Management NV is authorised in Belgium and regulated by the Belgian Financial Services and Markets Authority (FSMA).