Treasury Deposits

KBC Bank Ireland has been a provider of Investment & Deposit products to the Corporate, Credit Union & Institutional market for over 40 years. With the backing of our parent KBC Bank NV, a top European bank, we can offer the comfort of a secure home for your funds.


Corporate and Institutional Deposits

  • Min deposit €500,000.
  • Turnover > €3mil per annum.
  • Terms ranging from overnight out to 5 years.
  • Deposits offered in all major currencies.
  • Competitive rates.

Combined CD & ECP Programme

KBC Bank Ireland plc issues CDs & ECP through our €1 billion combined CD & ECP Programme. The programme can issue in EUR, GBP and USD (other currencies on request) in periods from 7 to 364 days. This programme is guaranteed by KBC Bank NV, rated P1, A1 and F1 by Moodys, S&P and Fitch respectively.

Rates available on request. Email fundingteam@kbc.ie or call (01) 432 1444.

Credit Union Deposits

  • Terms ranging from overnight out to 12 months. Longer dated rates available on request.
  • Deposits offered in EUR & GBP.
  • Competitive rates.
  • Rates circulated on a weekly basis.

Dormant Account Notice

Under the terms of the Dormant Accounts Act, 2001 KBC Bank Ireland plc. is required to identify all accounts where there has been no customer transaction for the past 15 years and designate them as dormant accounts.

Institutions are required to make reasonable effort to contact the account holders of accounts designated as dormant with a view to ascertaining the wishes of the customer and having the account reactivated via a transaction (debit and/or credit) originated by the customer.

Once a transaction has taken place the account will be removed from the dormant list and the ‘clock’ for dormancy purposes will be reset to zero.

Where it transpires that the customer is deceased the legal/personal representative may reactivate the account in the normal manner.

Where there has been no customer transaction on the account for the past 15 years and the account holder does not initiate a transaction by the following 31st March, the funds in the account will be transferred to the National Treasury Management Agency (NTMA) which will manage the funds on behalf of the State.

Funds that are transferred in this manner remain the property of the account holder and may be reclaimed at any time, from the original account holding branch, or Head Office as appropriate, by following the procedures outlined in the booklet ‘A Guide to Dormant Accounts’ available at all institutions.

Institutions are required to write to all customers identified as holders of dormant accounts except where: a) the balance of the account is below €100, b) the institution has been instructed by the customer to hold all correspondence or c) previous correspondence to the last known address has been returned marked ‘gone away’.

If you believe you have an account that may be classified as dormant, please contact your branch, or Head Office as appropriate, so as to enable your account to be reactivated and removed from the dormant list.

Individuals who make fraudulent claims may be guilty of an offence under the terms of the Act.

View "A Guide to Dormant Accounts".