What is a mutual fund?

A mutual fund is simply an investment fund where the money of all investors is pooled together. The assets of the fund are then mutually owned by the investors. Having a well managed mutual fund means that individual investors can spread their money across a much greater number of assets than they could if they simply invested by themselves. Mutual funds differ from unit-linked investments in that, with the latter, the investor doesn’t actually own any of the assets, instead, they buy an insurance contract which allows them to benefit from the assets in the fund.

All KBCI Investment funds are mutual funds.

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