What is a credit reference agency search?

KBC will undertake searches with credit reference agencies (which can include the Irish Credit Bureau and/or the Central Credit Register) as part of the application process and during the period of any credit facility provided by KBC to establish your credit record. These searches will be conducted each time you apply for a new loan, overdraft or other credit facility.

An application may be declined if any issues are noted with other lending products held by the applicant.

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