If your mortgage account is currently on a fixed interest rate, you may avail of the option however you will be liable for break funding fees which will be calculated on the basis of the formula set out in your fixed rate agreement.  These break funding fees will be payable before the interest rate will be switched.  You should contact our customer services team at 1800 93 92 44 before proceeding to obtain further details of the break funding fees that would be payable.