Can I reduce the fees I’m currently being charged?
There are several handy ways to reduce your quarterly account fees and avoid paying penalty charges:
Keep an eye on your account balance and make sure you have enough money in your account at all times to meet your payments and account fees & charges (If any payments go unpaid, unpaid item charges will apply)
Keep within your Overdraft limit (where applicable)
Be aware of quarterly and annual charges such as Government Stamp Duty
Ask for cashback when using your debit card for purchases in-store. Cashback is at the retailer's discretion and a minimum purchase amount may be required
Use your debit card for purchases in euro to make contactless payments
Maintain a daily credit balance of €2,000 in your Current Account to avoid paying ATM (cash withdrawal) or cheque lodgement fees
If you have an Extra Current Account, make sure you are lodging €2,000 every month to avoid paying fees for maintaining the account, ATM (cash withdrawal) or cheque lodgement fees.
Note: Usinga debit card for purchases in foreign currency may incur fees and charges.
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