Standard Fixed Rate Accounts
Enjoy the certainty of KBC Bank Ireland’s Fixed Rate Accounts.
If peace of mind is important, we have a range of fixed-rate, fixed-term savings accounts which may be suitable for you. With fixed returns, you can look ahead with complete confidence knowing that your money is safe and secure, so you can plan for the future with absolute certainty.
As always, flexibility is a key consideration for KBC Bank Ireland and so we offer a range of fixed terms from one to nine months.
Key Features
- Term from 1-9 months
- Interest Fixed for the Term
- Minimum Balance €3,000
- Interest paid at the end of the term
More Information
Terms and Conditions Apply.
Interest is subject to Deposit Interest Retention Tax (DIRT) where applicable.
Broken Funding Charge
Any withdrawals from a Standard Fixed Rate Deposit Account prior to the maturity date of the term of that Standard Fixed Rate Deposit. Account will result in a breakage charge for the Customer equal to any funding loss incurred by the Bank. This breakage cost will be calculated using the following standard formula: A x B % x C. Where: A - is the amount withdrawn; B % - is the difference between the prevailing market Interest rate for a term that coincides or is closest to the number of days remaining in the term, and the Interest rate on the Standard Fixed Rate Deposit Account; and C - is the number of days remaining in the term, then divided by 360 or 365 for Euro and Sterling respectively.
On any future maturity date your deposit will roll into a Standard Demand Deposit Account which will receive KBC Bank Ireland plc’s then prevailing rate for that account, (unless instructions are received on or before the maturity date), until otherwise instructed by you.
Click here to view Personal Deposit Terms and Conditions
