Savings & Investments


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Smart Access Demand Account

    • Rate 1.75% Gross/AER (Variable)
    • Minimum Balance €3,000
    • Maximum Balance €100,000^
    • Funds available on demand
    • Variable interest rate
    • Interest added annually on 31st December

Apply Now

Or call our sales team
on 1800 51 52 53


ˆOnce the account balance (including interest added) exceeds €100,000 the entire balance will earn interest at the Standard Demand Deposit Account rate. You may only open one Smart Access Demand Account in your sole name. In addition, you may open a Smart Access Demand Account jointly with another Customer.

Finally, a savings account that offers high interest and low commitment. If you are looking for an account that has the best of both worlds - paying a great rate of interest, yet offering access to savings with no penalties, this could be the account for you.

A KBC Bank Ireland Smart Access Demand Account offers you a variable interest rate of 1.75% on your savings and easy access at all times to your funds. Which means your money is working hard for you, but with the Smart Access Demand Account, you also have the convenience of instant access to your funds with unlimited withdrawals.

Terms and Conditions Apply

Interest is subject to Deposit Interest Retention Tax (DIRT) where applicable. AER means annual equivalent rate. You may only open one Smart Access Demand Account in your sole name. In addition, you may open a Smart Access Demand Account jointly with another Customer. Information correct as at 24th September. Rate subject to availability. Terms and Conditions apply.

Click here to view our Deposit Terms and Conditions

Disclaimer

The deposit calculator allows you to calculate the return or estimate the likely interest amount that you may earn on a deposit account, please note that such quotation is for illustrative and guidance purposes only, is non binding and is subject to change. No quotation or estimate shall be capable of acceptance unless and until KBC Bank Ireland plc has, on receipt of a deposit account application form and all other necessary documentation, opened a deposit account in the name of the customer and the customer has made a lodgement into the deposit account. The rate of interest applicable to the deposit account shall be advised to the customer on the opening of the deposit account.


Get in Touch

Call our Sales Team on 1800 51 52 53. Lines open 8am-8pm Mon- Fri 10am-2pm Sat

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A flexible account for regular savers.

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  • KBC Bank Ireland plc is regulated by the Central Bank of Ireland
  • Registered in the Republic of Ireland. Number 40537
  • Registered Office: Sandwith Street, Dublin 2, Ireland