Savings & Investments


  • Savings
  1. Currency:

Smart Access Demand Account

    • Rate 1.50% Gross/AER (Variable)
    • Minimum Balance €3,000
    • Maximum Balance €100,000^
    • Funds available on demand
    • Variable interest rate
    • Interest added annually on 31st December
    • Rates will reduce to 1.25% Gross/AER effective 5th May 2015

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Or call our sales team
on 1800 51 52 53


ˆOnce the account balance (including interest added) exceeds €100,000 the entire balance will earn interest at the Standard Demand Deposit Account rate. You may only open one Smart Access Demand Account in your sole name. In addition, you may open a Smart Access Demand Account jointly with another Customer.

Looking for high reward with low commitment? With a great variable rate of interest of 1.50% and instant, unlimited access to your savings without penalty, you can enjoy the best of both worlds.

Terms and Conditions Apply

Interest is subject to Deposit Interest Retention Tax (DIRT) where applicable. AER means annual equivalent rate. You may only open one Smart Access Demand Account in your sole name. In addition, you may open a Smart Access Demand Account jointly with another Customer. Information correct as at 23rd February 2015. Rate subject to availability. Terms and Conditions apply.

For new deposit accounts opened from 23rd February 2015 onwards, full details of the Terms and Conditions can be found here.

For existing customers, deposit accounts opened prior to 23rd February 2015, full details of the Terms and Conditions can be found here.

Disclaimer

The deposit calculator allows you to calculate the return or estimate the likely interest amount that you may earn on a deposit account, please note that such quotation is for illustrative and guidance purposes only, is non binding and is subject to change. No quotation or estimate shall be capable of acceptance unless and until KBC Bank Ireland plc has, on receipt of a deposit account application form and all other necessary documentation, opened a deposit account in the name of the customer and the customer has made a lodgement into the deposit account. The rate of interest applicable to the deposit account shall be advised to the customer on the opening of the deposit account.




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  • KBC Bank Ireland plc is regulated by the Central Bank of Ireland
  • Registered in the Republic of Ireland. Number 40537
  • Registered Office: Sandwith Street, Dublin 2, Ireland