Savings & Investments


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Interest Upfront Savings Account

    • Interest is paid upfront – 16 days after account set up and receipt of cleared funds by KBC Bank Ireland
    • 12 Month Fixed Term
    • Minimum Balance €3,000
    • Maximum Balance €1,500,000
    • Interest rate fixed for the term
    • Withdrawals only permitted at end of term
    • Interest is automatically paid by electronic transfer to the designated customer account

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If you invest in an Interest Upfront Savings Account, you will not have access to your money for the duration of the term. Interest is paid by Electronic Funds Transfer (16 Days after account set up and receipt of cleared funds by KBC Bank Ireland).

You open the account, we pay the interest upfront. It's that simple! Got questions about it? Click here for an answer.

Terms and Conditions Apply

AER means Annual Equivalent Rate and assumes that the interest is paid and not reinvested. Interest is subject to Deposit Interest Retention tax (DIRT). If you invest in this account, you will not have access to your money for the duration of the term. Interest is paid by Electronic Funds Transfer (16 Days after receipt of cleared funds by KBC Bank Ireland). Interest is subject to Deposit Interest Retention Tax (DIRT) where applicable. Rates effective from 2nd February 2015. Terms and conditions apply.

Unless the Bank receives instruction(s) from you on or before the maturity date, the full balance in the account will be reinvested in a similar fixed term product at the prevailing interest rate for that product on that date. If on the maturity date there is no similar fixed term product available, the full balance in the account will be reinvested in our Standard Demand Deposit account earning the then prevailing Standard Demand Deposit Account interest rate.

For new deposit accounts opened from 23rd February 2015 onwards, full details of the Terms and Conditions can be found here.

For existing customers, deposit accounts opened prior to 23rd February 2015, full details of the Terms and Conditions can be found here.

Disclaimer

The deposit calculator allows you to calculate the return or estimate the likely interest amount that you may earn on a deposit account, pay lease note that such quotation is for illustrative and guidance purposes only, is non binding and is subject to change. No quotation or estimate shall be capable of acceptance unless and until KBC Bank Ireland has, on receipt of a deposit account application form and all other necessary documentation, opened a deposit account in the name of the customer and the customer has made a lodgement into the deposit account. The rate of interest applicable to the deposit account shall be advised to the customer on the opening of the deposit account.




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  • KBC Bank Ireland plc is regulated by the Central Bank of Ireland
  • Registered in the Republic of Ireland. Number 40537
  • Registered Office: Sandwith Street, Dublin 2, Ireland