At KBC Bank Ireland we understand that purchasing your home is much more than just a financial transaction. Our mortgages are designed to take the worry out of buying a home, allowing you to concentrate on what is most important – finding the perfect property for you.
Our mortgage features include:
- Up to 80% finance for first time buyers and movers
- Loan terms of up to 35 years
- A competitive range of fixed and variable rates
- A range of flexible mortgage options
Our mortgage consultants will help you through the process; our goal is to be your partner, guiding you along every step of the way. To talk to one of our mortgage consultants today telephone 1800 27 28 29 or click here to go to our contact form.
Buying your first home is one of the most important financial decisions you'll ever make. KBC Bank Ireland has been providing mortgages in Ireland for over 30 years, so we have the experience to guide you every step of the way.
Our job is to make the whole process as simple and hassle free as possible so that the purchase of your first home is a happy and memorable experience.
Did you know that switching your mortgage to KBC Bank Ireland could help you save thousands of euro in interest payments over the term of your mortgage, and can lower your monthly mortgage repayments.
As families grow and children become teenagers, many homeowners feel as if their homes have shrunk. Or perhaps you wish to move back to the area where you grew up? Maybe you are thinking of trading up? There are many reasons to decide to move on.
Life has a way of throwing up the unexpected, but KBC Bank Ireland can help. Talk to us if you are looking to release some of the value you have built up in your home.
Important Information
CONSUMER PROTECTION CODE 2012
EFFECT OF MISSING REPAYMENTS
WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR CREDIT AGREEMENT, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
TRACKER INTEREST RATE
WARNING: IF YOU SWITCH TO AN ALTERNATIVE INTEREST RATE YOU WILL NOT BE CONTRACTUALLY ENTITLED TO GO BACK ONTO A TRACKER INTEREST RATE IN THE FUTURE.
RESIDENTIAL MORTGAGE
WARNING: IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME.
VARIABLE RATE MORTGAGE
WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.
DEBT CONSOLIDATION MORTGAGE
WARNING: THIS NEW LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS YOU MAY PAY MORE THAN IF YOU PAID OVER A SHORTER TERM.
FIXED RATE LOAN
WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED RATE LOAN EARLY.
INTEREST ONLY MORTGAGE
WARNING: THE ENTIRE AMOUNT THAT YOU HAVE BORROWED WILL STILL BE OUTSTANDING AT THE END OF THE INTEREST-ONLY PERIOD.
PERSONAL LENDING
WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
CONSUMER CREDIT ACT 1995
HOUSING LOAN
WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.
VARIABLE RATE LOANS
THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.
ENDOWMENT LOANS
WARNING: THERE IS NO GUARANTEE THAT THE PROCEEDS OF THE INSURANCE POLICY WILL BE SUFFICIENT TO REPAY THE LOAN IN FULL WHEN IT BECOMES DUE FOR REPAYMENT. THE EARLY SURRENDER OF AN ENDOWMENT POLICY IN RESPECT OF AN ENDOWMENT LOAN MAY YIELD A LOWER RETURN TO THE BORROWER THAN THAT PAID IN PREMIA AND OTHER CHARGES.
